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should never had ever offered a payment...carrots - never dangle them. we never said do that nor that your were ever liable for any payments on any loans. scan up what you have received/sent since last post here please lets read what was done rather than a resume please dx -
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By Andy711351 · Posted
Sorry, had to swap my shift in order to get the WS done. Been to the site today and have taken photos.. Just replying to few questions posed earlier by the respectable caggers 1. The NTK was dated 25/6/2019 and yes it was close to the contravention date of 15/6/2019. Because I was moving home, I had my mail on redirection to a relative so cannot be sure when she received it, but I suspect the PPC must have wisened up from past experience and sent it within the 14 day rule and if dated 25th June, it still had 4 days to arrive so I think its probably compliant from a date point of view 2. The Letter of claim was dated 19/11 2019. Claim form 8/7/2020. Therefore 8 months apart. 3. Unsigned template between the PPc and managent company ( Exhibit 1) IS SIGNED. I have redacted it so it appears unsigned but there is a signature . So although its not a contract, please take note that there is both a name and a signature on it. Its just that I have redacted it . 4. Double Dipping- I have bank statements showing I went to Nandos/BM and a few more. I know I wasnt in one space for the whole duration but the shopping centre is such that all is connected so providing receipts from various shops wont necessarily proof that I moved the car because all the shops are kind of interconnected. there is a Home Sense which actually appears to have a free parking with no legally binding signages at its entrance. I do remember going there but didnt buy anything. -
Sorry, had a meltdown. Returned the form to the court. Said that I believed the loans wee still deferred but that I was happy enough to make some form of repayment. The court referred back to Shoosmiths who contacted me. Reiterated my belief that the loans should still be deferred but said was "happy enough" to make repayments at the level I would if I was earning above the threshold. Not good enough so offered a slight increase, which I was prepared to do as i had been considering starting repayments anyway. This still wasn't good enough for them. Long story short, they've done bugger all since until last week, when they sent a letter recorded delivery saying Erudio had instructed them to recommence legal proceedings. They included a form to return to the court to give reasons why the legal action should not resume. Financially, because of covid, I am worse off now than I was previously (my partner is self employed and her industry has been shut down). Any thoughts on how to respond? I note that they have not reported to the CRAs. -
I'm on pip and in my current property I'm allowed 2 bedrooms 1 for me and 1 for carers
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Our picks
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON**
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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Natwest Bank Transfer Fraud Call HMRC Please help
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 31 replies
Picked By
waz70, -
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Hermes lost parcel. **WON**
murraynt posted a topic in Postal and Delivery Services,
Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/-
- 49 replies
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