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    • This might be of use Moneybarn getting tolchocked https://www.dailymail.co.uk/money/markets/article-8013573/Moneybarn-pays-30m-customers-failing-treat-fairly.html
    • No, no credit card. I had a loan but that was cleared off many years ago.
    • Thanks. Name of the Claimant ? Hoist Finance UK Holdings 1 Li   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 30 Jan 2020 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - Acknowledged 17th Feb ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Particulars of Claim   What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. Their Wording on the CCBC claim minus details is...   The claim is for the sum of....arising from the defendant's breach of a regulated CCA referenced under no ............ The Defendant has failed to remedy the breach in accordance with a Default notice issued pursuant to ss,687(1) and 88 of the CCAct  1974.   The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from HPH2Ltd (Ex Barclaycard}. Written notice of the assignment has been given. The Claimant claims. 1.The Sum of.... 2.Costs What is the total value of the claim?    £3171   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Not that I know of   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Creditcard debt   When did you enter into the original agreement before or after April 2007 ? After, it says 15/04/2008 on Experian. So could be statute barred ?   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? Yes says they took it on 6th May 2015    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Hoist I think but it says for Barclays ?   Were you aware the account had been assigned – did you receive a Notice of Assignment? Probably I don't really look at the letters from those companies but there are lots.   Did you receive a Default Notice from the original creditor? Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not sure   Why did you cease payments? Never started payments   What was the date of your last payment? n/a   Was there a dispute with the original creditor that remains unresolved? no just my inability to pay   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Possibly with banks but not this as its credit card and no account related.
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whaleman

C&H group sent blank court claim form

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Hi to everyone this is my first post,

 

I have received a blank court claim form from this debt agency C&H group saying they will activate this in 72 hours from today if I dont settle a debt with their client.

 

I have never heard of this tactic before

 

I have also checked companies house and this company is not on it is there any other way I can check them out

 

thanks

 

whaleman

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Don't worry. First of all there is a pre-action protocol for debt claims and they have to give you at least 30 days which can eventually be extended by your replies to 90 days. If they are threatening to bring an action within 72 hours then they are breaking the rules and frankly is a bluff.

 

Why don't you post the form up here in PDF format – redact any identifiers – so we can all have a look at it.


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These clowns? https://thecandhgroup.com/

 

What's the debt all about?

 

Are you keeping a diary of events also?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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HI Bazooka Boo thanks for reply

 

it was for some advertising for my daughter she was trying to start a new business which never got off the ground

IMG_20180308_0001.pdf

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Yeah well, you can scan and copy that, then forward it to the FCA with your formal complaint about them intimidations and exploiting a debtors lack of knowledge.

 

I'd be ignoring them, silly little children, quite who they think they are is anyone's guess, but puerile amateurs wouldn't be a bad start.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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HI Bazooka Boo thanks for reply

it was for some advertising for my daughter she was trying to start a new business which never got off the ground

 

Who was the advertising company?

 

Have you got the contract/agreement??

 

How long ago?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thanks Bazooka Boo I will be doing that tommorrow

 

thanks once again for your help.

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ah the old advertising sc@m

internet or service magazine etc?


..

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business to business debt collection

there are all kins of rouges out there that think they are superman

when infact they have ZERO legal powers to do anything

sadly I don't think they have to be registered either


..

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Its not B2B business to business......." it was for some advertising for my daughter she was trying to start a new business which never got off the ground "

" C&H group saying they will activate this in 72 hours " Activate :lol:

 

I have not seen that old here is a blank claim form stunt pulled for years .....smacks of desperation

 

 

Andy


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Hi Bazooka Boo

my daughter arranged the advertising over the phone and that was it we never saw any adverts anywere, waiting for my daughter getting in touch with the company name.

 

We had the threat of court in 2017 so I sent them a Pre Action Conduct - Request for Information on 4th december 2017 and never got anything back from them

IMG_20180309_0001.pdf

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its time these guys were rounded up

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Hi Bazooka Boo

my daughter has informed me it was all done over the phone thats it, no written contract, it was about 5 years ago but she cant remember the company name.

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tThe sending of blank court forms is unlawful and can be reported to the Courts Service but in reality they do nothing about it.

 

The dca has no powers to do anything anyway so if they filled out a real form and submitted it they would lose as they arent solicitors so have no "locus standi" and would get a severe ear bashing from a judge.

 

The types of companies that behave like this are generally too incompetent to even tie their own shoelaces so best just ignore them.

Do understand something though, if your daughter was trying to set up a business that in law is the same as running one so B2B rules on contract law counts.

 

However these advertising co's are such low lifes they never do as they say they will so they wont want to go to court because they wouldn't like the bad publicity and the attention Trading Standards would give them afterwards.

Edited by Andyorch
Paras

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Thanks for reply ericsbrother, that makes sense to me, I will make contact with them once more to let them know they will be getting reported to the courts service and the FCA you never know they might get their hand slapped, after that I will ignore them.

thanks again ericsbrother

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Thanks for reply ericsbrother, that makes sense to me, I will make contact with them once more to let them know they will be getting reported to the courts service and the FCA you never know they might get their hand slapped, after that I will ignore them.

thanks again ericsbrother

 

I personally wouldn't bother...file it away


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 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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I would also ignore for the following reasons

 

1 The company (although at a different address) was struck off the register at companies house.

 

2 The FCA licence has lapsed

 

3 There is no record of this company registered with the Information Commissioner


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Ignore them

You should never have replied with that stupid prr action rubbish

Who told you to do that?


..

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Hi silverfox1961 i checked companies house myself and couldnt find them on there

thanks for info

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Ignore them

You should never have replied with that stupid prr action rubbish

Who told you to do that?

 

Hi dx 100uk they had threatend us with court and I wanted them to prove who they were and to play for time, I have read on other forums to do this if a threat of court is sent to you

Thanks for your replies

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no really in this instance it just invites letter tennis and makes them think one more letter will hook you in.


..

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I'd just ignore- a blank claim form means nothing.

 

If you were feeling playful you might respond: "I note receipt of your claim form, which was either blank (and that'd be pretty pointless!), or written in invisible ink.

I intend to robustly defend, and enclose a copy of my proposed defense, written in the same invisible ink........."

Enclose a blank sheet of paper.

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no one suggested that you respond to them, I wouidnt waste a stamp. If you are going to report them then just do so, dont warn them.

 

Thanks for reply ericsbrother, that makes sense to me, I will make contact with them once more to let them know they will be getting reported to the courts service and the FCA you never know they might get their hand slapped, after that I will ignore them.

thanks again ericsbrother

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Hi guys thanks everyone for your great advice, although you get that gut feeling that you just want to retaliate and make them feel like they have made you feel, like you say its best to ignore under these circumstances.

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