Old Orange a/c - number codes on credit report

[hightail]

It's only a niggle but it's really niggling me. I have (had) and account with Orange many years ago where I paid £99 up front for a basic Nokia phone and then got billed at contract rates only for calls made. It was paid by DD so never a problem, never a missed payment. On my Noddle report there are number codes

 

2013 7 0 0 0 0 0 0 0 0 0 0 0

2012 6 0 1 0 43 0 12 2 0 6

 

Everything is then at zero from Feb 2013 to the present day.

Does anyone know what these numbers mean?

[disgruntled2007]

These are the Noddle codes:

 

OK = Okay – payment requirements have been fulfilled

DF = Account is in default

AA = Early arrears (1-2 months late)

PS = Partially satisfied (lower amount accepted by lender)

DA = Debt assigned to external collection company

QY = Query – account under review at request of consumer

ST = Settled/closed

SF = Satisfied (closed following default)

BB = Sustained arrears (3-6 months late)

DT = Dormant/inactive account

DM = Debt management programme in force

UC = Unclassified or recently opened

VT = Voluntary termination

 

And the payment status codes:

 

0

Up to date.

1

One payment in arrears.

2

Two payments in arrears.

3

Three payments in arrears.

4

Four payments in arrears.

5

Five payments in arrears.

6

Six payments in arrear

Edited March 7, 2018 by dx100uk
quote

[hightail]

So what do the numbers 7, 12 and 43 mean then? It never was in arrears. It can’t go from zero to 43 payments in arrears in one payment period.

[disgruntled2007]

So what do the numbers 7, 12 and 43 mean then? It never was in arrears. It can’t go from zero to 43 payments in arrears in one payment period.

 

It’s not 12, it’s 1 2 and it’s not 43. It’s 4 3.

[SoggyMoggy]

Is it your balance history that you are looking at? That will be the balance that was due (and was paid) that month.

[hightail]

I promise you it's exactly as I've said. The columns on the actual credit report have the months at the top and those numbers are each for one month from March 2012. Probably not as clear as I could have made it because it didn't line up well as I tried to copy and paste but there are only ten months of figures for 2012, not twelve.

 

There is another table which has green circles with 'OK' under them corresponding to these dates and all other dates - probably because the account has never been in arrears.

[hightail]

Is it your balance history that you are looking at? That will be the balance that was due (and was paid) that month.

That makes more sense. Not one other account I have which reports to CRAs actually shows amounts so I've never seen anything like it before.

[SoggyMoggy]

My credit card is reported like this with numbers going into the thousands.

 

a table with green circles and OKs and then a table below with what looks like the monthly balance.

[hightail]

Oh right. I don't have that table on anything else - that I know of. Don't even know why I noticed this one. Thanks.

[hightail]

Looking closer I have noticed the same tables on a Very a/c but no amounts showing. I didn't want a credit a/c but couldn't see how to check out without opening one at the time. Out of pure idleness I have used it occasionally - e g can't be bothered to walk across a room to get a bank card out of a handbag so there should be amounts showing on there but there aren't.