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ARC/Major Law harassment over Bannatynes membership, HELP!!

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Good Evening,

 

In the middle of January 2018 I received a telephone call from ARC requesting £112 for unpaid gym membership from 2015.

 

I recalling talking to the receptionist at Bannatynes when I wanted to cancel my membership and was advised that I needed to give one month's notice.

 

I did this via their head office on the telephone where they said one more month's payment would be taken and then by membership would cease.

 

After the last payment was taken via DD I cancelled so they could not take any further payments.

 

I received numerous telephone calls from who I believe was ARC as they called intitially on a mobile number, I have not answered since.

 

Today 6/03/18 I have received a letter from Major Law advising unless they hear from me in 14 days they will seek their clients instructions regarding issuing a County Court Claim against me at Northampton County Court for the recovery of this amount.

 

Debt balance £112

Court fee £25

Solicitors costs £50

Annual interest £8.96

Total £195.96

 

Where do I stand with this? I have no written evidence that I cancelled my membership and no access to bank statements from 2015

 

Any advise would be greatly reieved

 

Regards

 

Vic

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you've done everything right

you can safetly ignore everyone.

 

and STOP talking on the phone.

 

I've moved you to the gym forum

lots of like threads to read here

 

dx


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They wont do ANYTHING.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Phew, your quick response is much appreciated.

 

Regards

 

Vic

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Get onto social media and embarras the gym on there, lodge a formal complaint with the gym regarding the harassment, which they condone.

 

IGNORE silly ARC/Minor Lawless, keep a diary of events regarding the criminal offence of harassment.

 

Also make a formal complaint to the FCA regarding the gym and it's harassment of customers.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thankyou, I'll will do that! It's really quite anxiety provoking getting letters and 10's of telephone calls daily.

 

Vic

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that's the ONLY thing ANY DCA can do MM on ANY debt

 

if you read their letters CAREFULLY

you'll see they don't say WILL anything


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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If the calls are on your mobile, then simply block them, the actual truth is that there is no-one on the end of those calls, it's a dumb computer, when you answer and speak, then a human will talk to you.

They have no idea how many calls their system is making, so it is ALWAYS good to remind them that their system falls foul of the protection from harassment act, and the malicious communications act, first one being a criminal offence, guarantee the calls stop then.

 

Like I say, keep a diary of events, log everything, then you have the ammo to embarrass them and take to your local MP.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've had constant calls and a couple of emails I've the past few days, all added to a diary I'm keeping as suggested.

If they were to go to court, would this affect my credit rating.

 

Regards

 

Vic

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nope its not credit

but the CCJ IF they win would yes


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Great thanks. I know that is a massive IF but just thinking king about the future.

 

Vic

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Just remember no gym has done court since they lost miserably several years ago


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Gyms can't mark your credit file without a CCJ. To get a CCJ they have to go to court and their arguments will not stand in front of a judge. They will be laughed at.

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Hi MrMo and welcome to CAG

 

Major Law used to deal with hundreds of Harlands gyms cases but they stopped getting involved a couple of years back - probably because we advised every CAGger to tell Major Law where to get off !!

 

There was another "law" firm, Spratt Endicott, who were regularly used for alleged gym debts but they stopped handling Harlands cases because we told everyone to ignore them, or threaten them with the SRA.

 

This will not go near a court, based on our experience over the last 10 years. They'll threaten lots but do nothing !

 

However, if you want to stop the harassment more proactively, we're always looking for folk we will assist in taking the gym and ARC Europe to court for harassment.

 

Let us know if you're genuinely interested and we'll help you kick bottom !!

 

:-)


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