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    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
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ARC/Major Law harassment over Bannatynes membership, HELP!!


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Good Evening,

 

In the middle of January 2018 I received a telephone call from ARC requesting £112 for unpaid gym membership from 2015.

 

I recalling talking to the receptionist at Bannatynes when I wanted to cancel my membership and was advised that I needed to give one month's notice.

 

I did this via their head office on the telephone where they said one more month's payment would be taken and then by membership would cease.

 

After the last payment was taken via DD I cancelled so they could not take any further payments.

 

I received numerous telephone calls from who I believe was ARC as they called intitially on a mobile number, I have not answered since.

 

Today 6/03/18 I have received a letter from Major Law advising unless they hear from me in 14 days they will seek their clients instructions regarding issuing a County Court Claim against me at Northampton County Court for the recovery of this amount.

 

Debt balance £112

Court fee £25

Solicitors costs £50

Annual interest £8.96

Total £195.96

 

Where do I stand with this? I have no written evidence that I cancelled my membership and no access to bank statements from 2015

 

Any advise would be greatly reieved

 

Regards

 

Vic

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you've done everything right

you can safetly ignore everyone.

 

and STOP talking on the phone.

 

I've moved you to the gym forum

lots of like threads to read here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They wont do ANYTHING.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Get onto social media and embarras the gym on there, lodge a formal complaint with the gym regarding the harassment, which they condone.

 

IGNORE silly ARC/Minor Lawless, keep a diary of events regarding the criminal offence of harassment.

 

Also make a formal complaint to the FCA regarding the gym and it's harassment of customers.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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that's the ONLY thing ANY DCA can do MM on ANY debt

 

if you read their letters CAREFULLY

you'll see they don't say WILL anything

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

If the calls are on your mobile, then simply block them, the actual truth is that there is no-one on the end of those calls, it's a dumb computer, when you answer and speak, then a human will talk to you.

They have no idea how many calls their system is making, so it is ALWAYS good to remind them that their system falls foul of the protection from harassment act, and the malicious communications act, first one being a criminal offence, guarantee the calls stop then.

 

Like I say, keep a diary of events, log everything, then you have the ammo to embarrass them and take to your local MP.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've had constant calls and a couple of emails I've the past few days, all added to a diary I'm keeping as suggested.

If they were to go to court, would this affect my credit rating.

 

Regards

 

Vic

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nope its not credit

but the CCJ IF they win would yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just remember no gym has done court since they lost miserably several years ago

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi MrMo and welcome to CAG

 

Major Law used to deal with hundreds of Harlands gyms cases but they stopped getting involved a couple of years back - probably because we advised every CAGger to tell Major Law where to get off !!

 

There was another "law" firm, Spratt Endicott, who were regularly used for alleged gym debts but they stopped handling Harlands cases because we told everyone to ignore them, or threaten them with the SRA.

 

This will not go near a court, based on our experience over the last 10 years. They'll threaten lots but do nothing !

 

However, if you want to stop the harassment more proactively, we're always looking for folk we will assist in taking the gym and ARC Europe to court for harassment.

 

Let us know if you're genuinely interested and we'll help you kick bottom !!

 

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