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HSBC Credit card/IDEM CCA return


Tbirdo
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when did you take this card out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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when

and is it signed by you too?

its an application form too not an agreement.

did those T&C have you name in type on them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I think I had this Credit card possibly 2002/2003

I can’t remember signing anything

Yes I noticed it’s an application form, they have also put in my current address which is not the address when this card was taken out

(Previous address).

The terms and conditions did not have my name on them

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bogroll then.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Blagging it then.

 

If they're that dumb that they can't even get the address right, that tells you all you need to know about its enforceability!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Do I just ignore them ? Or write a letter informing them they have not complied with my CCA request ?

 

 

You IGNORE them.

 

Just file their response, and say nothing.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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just don't ignore a letter before claim or a court claimpack

IF they were so stupid to progress things.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

HSBC have acknowledged my SAR request and want me to sign the consent form and provide a contact number so they can release the documents to a nominated branch within 40 days.

 

Is this normal procedure?

 

Any advice is appreciated

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Sign what consent form??

 

If they're worried that you're NOT the account holder, or worried about your identity, then tell them you will be more than happy to go down to your nearest branch with your ID, driving licence, passport or whatever.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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so you've moved since taking the account out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

did you inc a ctax copy with the sar as advised?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok weird they are asking for proof

but BB got the answer.

don't send details to them

tell them you'll present them in pers at the branch

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hello everyone.

Since the CCA request to idem, I’ve had phone calls and text messages 3/4 times a day now.

 

They have started to ring on a withheld number,

I did answer a call and was asked to go through some security questions, to which I replied put it in writing and hung up.

 

I suppose this is another tactic of theirs ?

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They should not be using a withheld number

I believe that's against FCA conc rules now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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