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    • If you are absolutely certain* that you were parked OK, write a letter of complaint to the Headteacher and copy in the Chair of the school governors.   If you or the car were identifiable in any way from the photo (eg visible registration number, driver's face etc) I would very politely write that you resent the untrue suggestion that you had parked/had stopped/were waiting in a way that contravened any traffic regulations, and that you are sure that the school will understand that you would like an apology and a correction to be printed in the next newsletter.  (You can also clearly state that you were identifiable from the photo because other parents have mentioned it to you).   See if that works.   You don't want to go to court for defamation as you'll need access to about £10k in fees before you get out of bed.  You just want an apology and a correction.  If what you've told us is accurate, I don't see any reasonable school failing to say sorry.     *My wife is a former school governor and my experience listening to her is that very very few parents actually understand the meaning of the no stopping/no waiting signs and road markings outside schools.  Don't complain unless you are sure you weren't stopped where you shouldn't have been.
    • And they haven't offered a speed awareness course either?  (Have you done one in the last three years or is this in Scotland?)   And is one of the notices for 34 in a 30?  As Man in the Middle says, that ought to be below the level at which they take action.   (And sorry - I don't want to appear preachy - but...  there don't have to be any warnings or signs or lines on the road to advise you of the presence of speed cameras.  If you get away with an exceptional hardship argument you will need to stick to speed limits in future - whether you know there are cameras there or not.  NB Don't know if this applies to you, but most 30 mph limits are restricted roads with a system of streetlighting and don't even need speed limit signs - you are assumed to know this from the Highway Code).
    • It's up to you if you want to pay £300 you don't owe plus whatever Unicorn Food Tax with no basis in law whatsoever that they will have made up in the Letter Before Claim.   We'd prefer you didn't.   But you have received a LBC so it's make your mind up time.   So please    - post up photos of the signage in the dark that you'll have taken two months ago (post 14)    - post up details of planning permission for their signs you'll have found out after you got onto the council, again two months ago (again post 14)    - also let us know if you agree with Brassnecked's excellent letter or if you'd like to tweak bits depending on what you've found out    - upload the LBC.  Some of them are appallingly drafted and invariably contain Unicorn Food Tax which is all useful extra ammo    - also, where are you living now (post 35) and are you comfortable with legal communications arriving at your parents'?   If you look in our PPC Successes thread at the top of the page, you will see 275 times these cheats have been seen off with their tails between their legs (and all had the same "well known legal companies" (ho! ho!) on hand).  In reality 275 times is a massive underestimate, in all 275 cases there was a "moment of victory" IYSWIM where the PPC were thrashed in court or discontinued a claim or were called off by a supermarket chain, etc., etc.  There will have been at least that number again where they were told to Foxtrot Oscar and then crawled back under their stone.  They are eminently beatable but logically when you're in legal dispute you have to put some graft in to beat the other party.
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Judgement obtained Moriarty Law


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Hi There,

 

I was hoping somebody might be able to help me out.

 

I moved in 2016, moved again in 2017.

Thought I had brought all of my debts with me but I guess I didn't. This will have been from a long time ago, Wageday advance payday loan and I must have assumed it was paid off as hadn't heard anything from them in a while

 

I have just had a letter arrive via the postman from Moriarty Law

 

It says; We have been instructed by our above named client to write to you with relation to the Judgement they have obtained against you.

 

(I wasn't aware of this but have checked my credit report and have a CCJ registered against me as of August last year)

 

The letter talks about getting a Warrant of control without further reference to myself unless I make an initial payment and an acceptable offer

 

Should I upload the letter?

 

I will pay it I just cannot afford it all in one go and I'm worried they will go ahead with the Warrant of Control

 

I have severe anxiety and I'm not good on the phone I go to pieces so I really really do not want to ring them, sorry for sounding so pathetic, I have just had some terrible experiences on the phone to DCA's

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Hi and Welcome to CAG

 

Have they provided an email address for responses?

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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do you have any details on the WDA account as in when was the last payment to it etc?

 

if you don't have it, phone WDA to find out as it may be stat barred before they applied for the CCJ

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The letter states please be so good as to contact us on 0203 126 4544

 

But at the bottom of the letter is the same telephone number plus an email address

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The letter states please be so good as to contact us on 0203 126 4544

 

But at the bottom of the letter is the same telephone number plus an email address

 

Send them an email then and offer an affordable but realistic payment plan.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Thank You

 

Can I ask here what would be acceptable or do I need to go elsewhere for advice?

 

Im a single mum with 3 children

 

Self Employed earning £50-£70 a week but trying to build this up all the time, Housing Benefit and tax credits

 

The amount is for less than £550

 

I dont want them to reject my offer ...

 

Also do I need to do anything to stop the Warrant of Control, as I dont know when they will apply for this?

Edited by grapefizz
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don't sweat about the warrant

its just a threat

there is NO right of entry on consumer debt so they cant just barge in

it would simply be a court bailiff not on commission

unlike what you see on tv.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Complete a simple Income and expenditure for yourself and see what your disposable income is after...they may want you to complete theirs before accepting your offer.

 

" The letter talks about getting a Warrant of control without further reference to myself "

 

Not got that far yet...hopefully your offer will be accepted and negate the above.

 

Andy

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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