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Hi trying to work out what we should get back as had this card for a while now been out the loop for a while and brain is getting older lol, to work out the interest we have paid on a ROP payment what interest do i go by is it the 3.99% monthly or the 59.92% yearly ??

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use the yearly one.

but as things go

you'll be contacted by them soon re the £168M they've been told to repay this week


..

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so if ROP payment 1 month was £30.60 that makes the interest £18.33 is that right ?

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