Jump to content

What is a mortgage contract - what docs constitute a legal mortgage

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2304 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts



need in help in understanding what a mortgage contract is.


When I applied for a mortgage.


1. I signed the mortgage application form


2. I signed a mortgage deed


3. I signed the mortgage offer acceptance ( there was also a printed signature of someone from the lender)


4. My solicitor signed the title deed ( not sure what a title deed is and why the solicitor would sign this and not me)


Are all these documents a mortgage contract.


In a contract law I remember from school

there has to be an offer,

acceptance and consideration

- is this the same for a mortgage?


Bit confused as to what is the mortgage contract is,

is it all the above ?


Why did the solicitor signed the Title Deed.


Should I have signed the title deed.


There is nothing on any of these to say this is the mortgage contract.


I have also read that 8 out of 10 mortgages are securitised,

bundled and then sold on,


how can that be without my consent?


and if so surely the lender would tell you this and notify of this when they did this ?


or is this the norm?


any help in answering the above greatly appreciated.


Kind regards

Edited by 1234eddie
Link to post
Share on other sites

seems like you've been asking this for a number of years



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

is there a point to asking this?

why solicitor sign title deed?


in short because you werent the owner, the mortgage co was and you employed solicitor to act on your behalf in a professional capacity.


If you hadnt employed one then you would have to do all paperwork yourself and probably not get mortgage.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...