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    • A mobile phone mine while I was out watching the football with all the lads.
    • Hi,   Stumbled upon this website and I see the general advice is ignore CRS and that they can't do anything but thought I'd make my own post as I'm still anxious and don't want debt collectors to turn up at my parents home.   Facts: - Joined Xercise4less in June, 2017. I paid £11.99/m - Finished uni in July 2019, so I wanted to cancel membership as I was moving back home and the closest X4less gym would be 50miles away.  - I initially put in a freeze request (thinking it's to cancel). When I told my friend he said I need to fill in a different form to cancel the contract. - I was confused so I confirmed this with someone working at the gym. They explained even though my 12m contract has finished, in order to cancel the contract I would have to give 30 days notice using a form online and cancel my DD. - So I completed this online form that same week and canceled my DD a few days later.   * Fast-forward to 20th January 2020 *   - Received a letter (to my parents address) from CSR yesterday (20th). Asking me to pay £213.47 including their fee of £102.50. - I was at work when my parents send a pic of letter. Return address said HGC - a quick google search shows them as Hutchison Global Communications aka Three.  - What did I do next?  Since I didn't have the letter in front of me I asked my parents for the number & reference on the letter. - Then stupidly called CRS thinking its Three and it's regarding my recently cancelled phone contract.   What I told CRS on the phone: - When I found out it was about my cancelled gym contract I explained in detail several times how I correctly cancelled my contract back in July 2019 and I will not be paying the outstanding amount. I didn't even use the gym. I did say I may be open to paying the monthly fee. - Advisor said Harland got my freeze request but nothing else, no proof = you must pay or they will continue to purse me. He also said outstanding amount is not negotiable and me not using the gym is irrelevant. - I asked for Harlands contact details, CRS refused to give it to me because Harlands will not discuss this matter with me.   After 15mins of going around in circles, me explaining what happened and advisor saying I must pay, I finally I said I am not in the wrong here. I filled the form correctly, and it said 'submitted. If their system didn't receive my request it is not my fault and I cannot be held accountable for an error on their part. So I don't agree with the charges and will not pay it and ended the call.   Other info: - CRS said the charge of £213.47 is for membership from October 2019 - Dec 2019 + late fees + CRS fees. - Told the advisor I no longer live at the address they sent the letter to. He asked for new address and I refused to give this out, so they will add an additional £36ish for tracing my new address. - Apparently they sent several letter to my old address but I know they didn't because I still have friends living at that address who would have told me if anything addressed to me came through. - I believe the system didn't acknowledge my cancellation request since a freeze request was in place but that doesn't mean I owe them any money and definitely not £213.47.       Thanks in advance!      
    • Here are the above letters vanquis.compressed.pdf
    • This got me thinking. There are only 4 parking bays on the site. They charge 50p for 1 hour, £1.00 for 2 hours, £1.50 for  3 hours and £2.00 for 24 hours. Yes, £2 for 24 hours! How is this site profitable? Do parking companies run these types of sites with a business model that is focussed more on issuing PCNs that intimidate motorists who lack knowledge of the law into paying up?
    • Hearing of Boris' problems ringing Big Ben,  Jeremy K. Hunt; in an effort to ingratiate his way back into government; offered his services ....         He said he would offer to run the injured parties to hospital, as long as they had medical insurance  
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Hi

 

Not sure where to post so posted in main forum and a mod can move to correct place.

 

I have just visited my parents home on Monday and found a letter from a court in Northampton relating an alleged debt to Robinson Way Ltd and i am due to pay in fullby early March or have a CCj against my name.

 

This is the first letter i have received and no debt of this amount shows on my credit file or to this company.

 

I have filled a form N244 to the court for a set aside order as I do not recognize this debt , its been sent to the incorrect address as i do not live there , and i have not had a chance to mount any defence against this .

 

Does this process put the CCJ on hold until the court say it can be set aside or i have to pay or am i best off to pay the amount and fight back from there as I do not want A CCJ against me.

 

I am writing to the company involved to inform them of this with acopy of the form sent to the Court ,

is there anything lelse I should do ?

 

Thanks in advance for any help

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Hi.

 

I've moved you to the Financial Legal forum, help should be along later.

 

HB


Illegitimi non carborundum

 

 

 

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hi , is this a pre action protocol letter? can you upload the letter and redact your personal info and account numbers

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Hi

 

no this is the Judgement for claimant in default , i have not had any pre action protocol letter or any other letter with regard to this so i was unable to defend or establish the legality of the claim.

 

This has been seen to my parents home which i only visit every three months or so due to work ,

i moved my bank account to their last June for correspondence following the sale of the home i lived in for the past four years but i have no body chasing me for this there.

 

Due to work i have not had a permanant address since i moved.

 

I do not have access to a scanner today to upload the letter , I will tomorrow

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Go here and copy the first post - Answer the questions;

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**

 

paste back here...

 

As you say - Claimant in default means they have already been awarded a CCJ -


 

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Name of the Claimant ?Hoist Portfolio

Date of issue – 05/02/2018

 

What is the value of the claim? £2,000 ish

 

At the moment i have no idea what this debt relates too except this court letter giving judgement in their favour hence the unknowns to most of the above answers ,

i have applied for a set aside using n244 within the 14 days sent on 18th .

 

nothing is showing on my credit report so until i can get more information im at a loss what this is actually for or how to proceed.

 

I also may add i am getting post for a person with a similar name , different middle name relating to a pension I wonder if this is for the same person and has been sent to me in error

Edited by dx100uk
posted edit to remove unneeded q's

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you have the CCJ number

give northants bulk a ring and ask them for a copy of the claimform and the CCJ by email PDF

 

if you've put the set aside in that will remove the CCJ if you are successful.


..

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Wonder if claimform was sent to an old address for the person with similar name, and a trace (faulty) fetched up OP?son


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