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Lowell/cohen claimform - old Santander Credit Card Debt ***Claim Discontinued***

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I have just received a letter from Howard Cohen and co solicitors

 

Without prejudice as to save costs settlement offer

Including claim number

 

With reference to my defence please find enclosed

 

Signed credit agreement

Default notice

Statement of account

Certificate of name change

 

Original court claim was Feb 2015 I defended it with CPR request they failed to respond to my defence judge struck it out

 

Taken them two years to respond (2 days short of)

 

The last payment was November 2011 so over the 6 years

 

am I right in thinking that they can not restart the 2015 claim and would have to start a new claim from now but now statue barred

 

Thanks


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Thread moved to Financial Legal Issues in view of the court claim.

 

They would have to start fresh proceedings with the courts permission given its the same claim...but it will be statute barred now if they did.

 

The clock started to tick again when the claim was struck out

 

Andy


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Thanks Andy, that's what I wanted to hear

It's actually2 days short of 3 years

 

Will wait for them to follow their clients instructions and issue court papers


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any advice given is based on experience and learnt from this site :-)

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Have a letter from Howard and co

 

As follows

 

We note your assertion that this claim is statute barred, however this is denied by the claimant.

 

A last payment was received on the account on 01 November 2011.

 

As such, this claim was issued on 17 February 2015 and is therefore not statue barred.

 

Further,please find enclosed a copy of the claim history from money claims online,to show that the claim remains live.

 

Therefore,please contact this office to discuss your proposals accordingly.

 

All I have is the claim history

 

You submitted a claim on ??/??/2015

Your claim was issued on ??/??/2015

Mr not going to pay filed acknowledgement of service on the ??/??/2015

 

I have contacted them and told them I will not accept any phone calls from them or any junk mail

Please send me a court claim as the one they refer to was struck

Out.


If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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I personally wouldn't have bothered...dont get into letter tennis..ignore their nonsense


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I personally wouldn't have bothered...dont get into letter tennis..ignore their nonsense

 

Yes you are right time to chill a little and ignore them

They got me on a bad day


If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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don't bait the bears IHB!

next time either ask here first or sit on your hands!:lol:


..

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don't bait the bears IHB!

next time either ask here first or sit on your hands!:lol:

 

Good to see you still here doing a great job I've not been around for a few years now.

They annoyed me a little don't think any harm done but should do things the cag way will ignore them and put more effort in being about a little more. Many thanks


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any advice given is based on experience and learnt from this site :-)

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Had another letter from Howard and Cohen

 

Letting me know thatbthe claim has been discontinued and their client has now permantly closed my account and non further action is required on my part.

 

I won this one lol


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any advice given is based on experience and learnt from this site :-)

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Good stuff ...thread title updated.

 

Regards

 

Andy


We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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They could sell it on. Just keep hold of that letter ... just in case :) and congrats.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The letter did state If you wish to discuss any aspect of this matter please contact our clients collection agents Robinson way on ....who will be happy to discuss this with you.

 

So I rang them the guy on the phone did say congratulations you won this one the balance is zero.

 

I have got every letter received from them over the years.


If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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