Jump to content

 

BankFodder BankFodder


suvin50

Halifax O/D passed to Wescot

style="text-align:center;"> Please note that this topic has not had any new posts for the last 695 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I opened a current account with Halifax in June 2015 with a £250 overdraft facility which I used on a regular basis but cleared every month.

 

In August 2016 I ran into financial difficulties due to an increase in overdraft fees, up to £100 per month.

i wrote and explained I was suffering hardship and Halifax cancelled the fees for that month.

 

By this time I was using payday loans to keep my head above water.

I struggled along until January 2017 when I again claimed hardship and more charges were cancelled.

 

However, the charges soon crept up to £80 or £90 per month as I was unable to clear my overdraft at the end of the month.

 

In March I opened a current account with the Post Office and stopped using my Halifax account apart from making deposits to try and clear the O/D.

 

In October I received a letter advising that my account would be closed in 2 months.

I rang customer services and was advises that if ! paid £52 to clear the excess on my overdraft they would halt additional charges.

 

I agreed to this but my next statement showed a further £40 had been charged

. I think that is the maximum since they reviewed their charges.

 

I wrote in December but got no reply or acknowledgement.

I wrote again in January by recorded delivery but again received no reply

 

last week when I was informed that the account had been passed to Wescot.

I am unable to access my account but Im still getting emails saying there is important info in my message box.

 

What do you suggest as my next step.

Share this post


Link to post
Share on other sites

Ignore Wetcloths, they're powerless to do anything.

 

Get back onto Halifax (In writing) and lodge a formal complaint, mark their emails as Junk so they bounce back.

 

Did you pay them this money (£52??)


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

Thanks for the advice

 

No I didn't pay

Share this post


Link to post
Share on other sites

If you could start a new thread re PDL ..this thread is with regards to your Halifax Overdraft.

 

 

Regards

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Although Halifax never replied to my letter I have had a letter from Wescot acknowledging that I have raised a dispute. Are Halifax allowed to pass the account to Wescot when there is a dispute?

Share this post


Link to post
Share on other sites
Although Halifax never replied to my letter I have had a letter from Wescot acknowledging that I have raised a dispute. Are Halifax allowed to pass the account to Wescot when there is a dispute?

 

Yes...disputes are irrelevant...its all about the money..any which way :-)


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...