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Engage Credit - Mortgage Charges

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I have just sold my house. The redemption figure inclued £6284 of additional charges.

 

Originally this was a Ge Money mortgage taken out in 2002.

 

Every month in the detailed summary I received there was a £40 Administration fee until February 2015 when it stopped completely

 

in Addition a monthly Reactive fee due (LRO) of around £23 What is a reactive payment due?

 

This was charged up until february 2015 and then stopped and replaced with Fees payable of around £20 a month

 

Also additional interest of around £30?

 

Are all these charges legitimate?

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no get reclaiming

but if GE are involved

its a very hard nut to crack


..

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Ge Money were originally the lender but I believe the account changed hands before eventually becoming the property of Engage credit.

 

Do you know what a Reactive fee due (LRO) is?

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" Do you know what a Reactive fee due (LRO) is? "

 

http://www.engagecredit.com/index.php?option=com_content&view=article&id=17&Itemid=15

 

Nothing in their Useful Documents ...Tariff Fees

 

I have never heard of it.

 

 

Useful link....

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?477389-Reclaiming-GE-Mortgage-chargres

 

Andy


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