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unknown tessara portfolio/els cole CCJ/CO help

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i have a problem similar

no one seems to know who owns it as all the ones the court are all one i dont even know if i owe it but it is stopping selling my property please help

 

hi, i have a problem

 

i trying to sell my house

found out i had a charging order

i have never received any correspondence or letters

 

i contacted who my solicitor it was

i contacted them they are now closed down

I rang the court they gave me a solicitor phone no

no call answer closed tone.

 

i have never been a court order to go to court

i know nothing accept a ccj that dissapeared in 2007

not heard from anyone untill we found this charging order

 

im sure its mine

what can i do my house in joint names

i need to sell, or can contact them.

 

i contacted the court they just gave the solicitors in southend i dont think its mine i never have received a charging order

 

tried them they're not there and no one seems to know who owns it as all the ones the court are all one i dont even know if i owe it but it is stopping selling my property please help

 

the original from teressa was 2004 i heard nothing since or of any charging order if i dont owe it why is ti on there

Edited by dx100uk
merge & spelling

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Own thread created...please continue to post here to your own thread.

 

Regards

 

Andy


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i have a charging order i dont know how you sort i dont think its mine trying to sell my place but a charging order on it

 

i got referred a solicitors company not known what now

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i have a charging order i dont know how you sort i dont think its mine trying to sell my place bit a charging order on it

 

Hello, you'll have to start a new thread of your own, this will go missed here.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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are they still working i cant find these solicitor's

 

do they exist still please

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jc please keep to this thread

not randomly posting all over the forum.

 

you say you have found a charging order in only your name

 

and the home is jointly mortgaged/owned ??


..

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hi there

 

its a joint account and i have found out more info which seems to be very unfair

 

i have contacted the court southend at who told me it was a company called ESL cole,

they seem to have changed names,

 

Went to a company in raleigh who seem to have taken terrsa debts,

 

i was wrong but was esd bver dodgy was a solicioter anthony cole ex esl cole was working for their compan (intrrged)

i asked to speak to him

this was what i asked thanks for your help

 

the only details i have are below.

southend court gave me teressa then they said ELS and cole

 

ref number .....

 

i know nothing more except the above i might have to court to get it struck out unless i can sort it quickly

 

my solicitor is trying to sort it out as i know nothing about this if you can help thank you

 

 

i then got this reply from him,

 

 

Anthony Cole

Mar 2 (2 days ago)

to me

Hi

 

Please see below email.

Can I leave this with you please.

 

Many thanks

 

Anthony Cole

 

ESW Legal

 

From: me

Sent: 01 March 2018 16:34

To: Anthony Cole

Subject: charge order

 

this person has an email for a company which went out of buisess in 2010

i smell a rat somewhere sorry for the long email

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Can you spend a little time proof reading your posts, or have someone do it for you? It is very difficult to make sense of what you’re trying to say...

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Please answer the questions in post 7

Simple yes or no only please


..

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so its a tessara portfolio/els cole CCJ [debt buyers now part of the arrow global group] that's they got a CO on too

and most probably sent to an old address as you didn't update your creditors when you moved.

 

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=esw+legal&sa=Search+CAG#gsc.tab=0&gsc.q=els%20legal


..

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hello

 

i have never moved and have never received any details of this including change off companes

 

i think its best i go to to the court

its all very strange,

i have never received anythng regarding these or any other paperwork untill i treid to sell the flat,

after 12 years of no info what am i supposed to do

 

i only found about it when i tried to sell it,

12 years without any info or letters, it would have been paid off.

i didnt know so nothing paid ccj gone no other info

 

i have always been at tht addess i am be conned i think

Edited by dx100uk
spelling / spacing

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ah good so why did you not get ANY paperwork

you would have got numerous letters from the various DCA's in the group

then a letter of claim

then a court claimform pack from northants bulk.

then a judgement for the claimant from the court

then notification about the coming CO attempt

 

so tomorrow go ring northants bulk court

you'll need the CCJ [reference] number you have in that email above

 

ask for a copy of the CCJ and the Claimform in email PDF

 

is English not your first language?

 

dx


..

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yes english and a joint mortgage account

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did you ring northants bulk today?

you need a copy of the claimform and the CCJ by email pdf before you can even attempt to resolve this.

 

have you been up on the gov land registry site and got a copy of the charge?

you need that too


..

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yes english and a joint mortgage account

 

I was not sure how this court gave me another company,

i rang them asked them for urgent details still

 

they said i have 2 with the same,

1 at the old address we left there 2002,

i have heard the before ive never paid penny odd then or since 2004

 

ring northampton bulk i will do that monday,

if its a charging order they leave its gone up another 1000 since i spoke on here 1st, they say a lone from blackhorse

 

never knew it existed till i tried to sell flat

my wife has a charging which will be paid,

the one in my name ive never heard of in 15years,

i cant see any charging order on credit file

 

please i will do what you say i wiill ring Nothampton monday morning

 

Own thread created...please continue to post here to your own thread.

 

Regards

 

Andy

 

hi andy

 

sorry my laptop was sticking i will take it, if i knew i owed any money i would have paid it

 

i have a solicitor shes got the deeds with the charging order,

joint account

i have never paid or heard of the order untill i spoke to southend court who gave me code,

i rang them

they are not involved anymore

 

a week later southend gave me these people

 

i sent them an email no answer last wednesday,

i said its not mine im sure,

 

they said they will send me details, none arrived so far,

 

they also said theres 2 now, both are for black horse.

 

i told them ive have any mail,

they said the old address moyser which its on my credid no charging order,

 

i said i moved in 2oo2

no contact since at this address

i don't know anything about it

 

hope im not going on,

I will send u ok the email i received from the new company,

I think thats now about 6 companies

 

can i go to court it on there over 12 years

no contact.

 

the court told multiple address i have.

i have 1 since 2002

 

this is the company who are supposed to own it

 

i sent an email the reply is below

 

Thank you for contacting Arrow Global.

 

We have not been able to locate your account using the information provided in the below correspondence.

In order for us to assist you, please provide us with the below additional details, such as:

 

• Who the Originating creditor is

 

• The Arrow Global reference

 

• Your date of birth

 

• Your current address

 

• Any previous addresses you may have

 

• Current balance

 

Kind Regards,

 

Arrow Global

From: me

 

Sent: 06 March 2018 18:54

To: Queries

Subject: Charging order

 

Please can you give me details of this, I know nothing about it

I have been moved to and from different companies

I have never had any details or even knew this existed until I tried to sell my flat

 

Maybe I need to go to court to sort this out as it’s been 12 years and I know nothing of

 

This

--

 

thanks jghn

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so at last we are getting somewhere

you have a CO from arrow global from 2002 on your flat

this was the result of them getting a CCJ at your old address and you not knowing anything about it

because you didn't inform black horse you had moved.

then AG miraculously found you new address and got a CO to secure the CCJ. funny that!!

 

its called a backdoor CCJ

neither will show on you credit file no after 6yrs

the CO will be on your deeds as you've found.

 

is there one or two CO's

what this about your wife having one?

 

is the flat jointly owned?


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Joint account, i also i can email a letter

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was the black horse loan was a joint account?

is the flat is jointly owned?

 

YES OR NO ONLY PLEASE


..

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im trying to send you an attaxhnemt letter

 

john

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no, to be honest i dont know what it is ive never paid i. how there be 2 charging orders

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can you please answer the two questions YES OR NO ONLY


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NO

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right so that's a no to both these questions?

was the black horse loan a joint account?

is the flat is jointly owned?


..

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