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    • Been quiet for a bit just received   this  Intrum 15th Nov .pdf
    • Guys, we have three days left in which to respond to this.   While I appreciate all the input we've received, at present we seem to be left with more questions than answers so is anyone in a position to advise what to do next please?
    • The only way I can guess that I Go 4 got my details was through a car insurance search website.  At the time of thisCCJ I insured with the RAC,  THEN THE sAGA.  aT NO POINT DID i TAKE OUT INSURANCE WITH ig4 .  They certainly never wrote to me saying I owed them money.  The debt is for £235., so if I did owe,  I would have paid it,  but I knew nothing about it and to this day have never heard from J C International or IG4.
    • Thank you, just received letter back " acknowledging that the account is now Statute Barred, whilst they do not consider that they have breached any law or regulatory guidelines, the account has been withdrawn from their regular collections process and closed. You won't be contacted by us our agents regarding this matter".   Thank you all for your help, nice to finally get it settled.
    • The points are that you believe that a person or court hearing a Statutory Declaration has the option of rejecting it if he or they believe it is untrue. You must presumably believe that the person or court has a duty to question (perhaps more properly, cross-examine) the person making the declaration. You started by saying this about the declaration as a whole then went on to concentrate on the 21 day rule. I asked you to let us know how you have arrived at that conclusion. In particular I asked why you had provided specific advice to the OP in the original thread (a) that she was likely to be questioned about whether she really did not know of the proceedings at all and (b) if she did not know at all, that she was likely to be questioned about whether she really found out less that 21 days before she makes her SD. I suggested it was unwise to warn the OP of something which would not happen. As far as I can recall you suggested that S14 of the MCA provides for SDs to be rejected if they are not satisfied as to its truth and I asked you to show me where the legislation is that provides for this (because it's certainly not in S14).   The position is that a Statutory Declaration must be heard if made within 21 days of the defendant finding out about the conviction and it will be accepted unchallenged. If it is made outside 21 days the defendant states why as part of the declaration. If the court agrees that the reason it was late (as stated by the defendant and without challenge) is acceptable it will hear the Declaration and once it is heard it will be accepted without question. For the final time, the making of a Statutory Declaration is not a court hearing and apart from being satisfied, in the case of a late declaration being made, that the reason (as stated by the defendant) is acceptable, those hearing it have no discretion but to hear it and sign it to say they have done so. No orders are made; no decisions are made; no discretion is available (apart from the 21 day matter I mentioned).   To emphasise the difficulty your misleading information has caused, the latest post from the OP on the original thread says this (when considering her court appearance on Wednesday):   I am hopeful that they will accept that I knew nothing of the earlier proceedings...   She should not have no worry about that because the court has no option but to accept her declaration that she knew nothing of the proceedings. However, because of your advice she has. I am, once again, about to allay her fears on that score and it would be useful if you didn't tell her otherwise.    
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dextertutu

unknown mobile CCJ found..

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You should be able to upload, click on the word in your post to go to another screen.

 

HB


Illegitimi non carborundum

 

 

 

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who said SAR LOWELLS!!


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now go read the thread again

and where sar is mentioned.

 

are you p'haps indicating this might be statute barred?

when did this theft happen

when did she last pay voda?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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it maybe statute barred thats why we need to find out when the ccj was issued..she was mugged/jumped around xmas 2012 she is trying to get the crime number again from police..she last paid voda around xmas 2012 as far as i know..

asking for the sar may give us more insight into what info voda passed to lowell if that makes sense..

the letter from lowell is the only one she has received so far.

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ok so not SB...but its subject to crime anyway

you don't need to know what lowells got

you need to know what voda put in the comms log you sar them.

 

the date they got the CCJ will be on her credit file...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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i agree subject to crime..will sar voda and see what they have..and ill get her to check her credit file.. will update soon thanks now off to work..

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