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unknown mobile CCJ found..


dextertutu
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whats the debt and why are you requesting the CCA ?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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mobiles are not covered by the consumer credit act.

 

tell us more about the debt please

 

when where this home or another address?

 

you need a reason to set aside

like purposeful filing to an old address when they knew the correct one

 

and then you'll also need a defence for the actual debt itself

the failure to provide paperwork is too late now the CCJ trumps that need

 

retitled and moved to the legal forum.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ah i didnt know that.

. not been on here for a while.

 

.i can still request notice of assignment from dca and sar from oc though.?

 

She got a mobile on contract

3 week later she was jumped and beaten up had her phone stolen.

 

.she got a crime number

passed this onto provider

they didnt want to know.

 

.so she never paid from then.

.no contact from 2016/7 now ccj appears.

 

. please advise many thanks..

Edited by dextertutu
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did she get any previous letters before the CCJ?

 

and how does she know she has a CCJ?

shes got a judgement for claimant

or

just found it on her credit file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what do you mean lowells are contacting her

Letters?

or

phone [ignore those calls]

 

was this mobile taken out when she lived at a previous address than now?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

voda don't do court

 

so they must have sold it to lowells since that letter.

 

if shes never moved

why did she never get any previous letters nor the claimform..

 

what date is this Lowell letter you have?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

IGNORE lowlifes, NEVER EVER speak to these powerless fools.

 

Deal direct with Voda, and lodge a formal complaint, send them a SAR (£10) and lets see what they have regarding being informed of the phone being stolen.

 

Exhaust their complaints procedure also.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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unsure why she didnt get her mail.. lowells letter is recently...

i/we will however { Deal direct with Voda, and lodge a formal complaint, send them a SAR (£10) and lets see what they have regarding being informed of the phone being stolen.

 

Exhaust their complaints procedure also. }

 

 

will the 6 year statute stand if no contact within the 6 years and before the ccj issued ?

Edited by dextertutu
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can you possibly san this letter up please

read upload

 

why date is the ccj too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

get everything she has.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

IGNORE lowlifes, NEVER EVER speak to these powerless fools.

 

Deal direct with Voda, and lodge a formal complaint, send them a SAR (£10) and lets see what they have regarding being informed of the phone being stolen.

 

Exhaust their complaints procedure also.

 

How can they deal with Vodafone direct, Vodafone have sold the debt to Lowells

 

Lowells have applied for and been awarded a CCJ, Nothing to do with Vodafone anymore

 

Also if the phone was stolen and it wasn't insured, You can't just stop paying for it

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why not?

its subject to a crime and is no longer being used by the owner for under their deemed contract.

should have been written off as subject to crime.

 

every reason to sar them and complain.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no

 

that's would be on finance silly.

 

a phone is free, if it is linked to the contract.

theres no credit agreement for the phone until of recent times and that's a sep issue that would be through the retailer that sold the phone.

not voda

 

the voda debt would be sums till the end of contract expiry relating to/for airtime etc

 

they cant and the FCA have already ruled, that its unfair to bill for the remaining contract if the service is no longer being used

they should charge a small cancellation fee

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no

 

that's would be on finance silly.

 

a phone is free, if it is linked to the contract.

theres no credit agreement for the phone until of recent times and that's a sep issue that would be through the retailer that sold the phone.

not voda

 

the voda debt would be sums till the end of contract expiry relating to/for airtime etc

 

they cant and the FCA have already ruled, that its unfair to bill for the remaining contract if the service is no longer being used

they should charge a small cancellation fee

 

The phone isn't free, The cost of it is built into the contract over the time that it runs

 

A top phone these days can cost upto £1000

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but there nothing in the contract that states you owe anything for the phone

The claimform would have to state GOODS not services colin...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

just seen my daughter gave her sar for lowells..

she is phoning the county court tmorrow to see when ccj was issued.

.she states she has had no contact with voda since late 2012

..recent letter from lowell says.100.00 in arrears.

warrant of control.or

attachment of earnings.or

charging order.

 

they told her on the phone they will suspend action for 30 days..

 

cant upload the letter sorry wont let me post..

 

we are looking into getting the ccj set aside...

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