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Apparently I owe WDA some money. I don't recall the loan, but it was from a time (2012 or 2013) that I had lots of pay day loans. I have paid off or resolved all of them apart from these prats who out of the blue around 6 months ago started calling me. Likely it was £100-£300 (lol)

 

When I answer I refuse to give them any personal details "go through data protection" and say I don't know who they are. If I owe them money then send me a letter. But they don't. I mean they don't have my current address but where I lived at the time my friend lives there still so I can get any letters addressed to me there as far as I know.

 

I was told early on to check my credit file if I don't recognise the debt but I don't see anything on there.

 

I have told them I will report them to the FCA if they continue to call but I haven't done this. Should I?

 

Thanks for any advice!

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