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    • I agree that what you describe is not a "salary sacrifice".  It may be that your employer has heard of the term and mistakenly thought it applied here.   It seems to me that you and your colleagues (who weren't furloghed) simply agreed to be paid less because of the current Covid circumstances.   What do you actually mean by:  "... and full payment would be returned this December"?  What did you actually agree to?  You obviously think it means that in December you would get backdated arrears of the 20% you had previously foregone, but it could equally mean that they would just start paying your full salary again, and the 20% you weren't paid has gone forever.   (PS - I notice in a couple of other posts you mention: "... that it would be paid back in full in December this year..."  I'm afraid that is still not necessarily the same as your employer agreeing to pay arrears.  What is the exact wording of what you have agreed to?  Not what you think it says - what it actually says.)   Depending on (1) what your contract of employment says about your wage/salary and (2) what you actually agreed to in terms of a wage/salary reduction, then you are entitled to be paid whatever has been agreed.   But if your employer simply can't afford to pay you because of Covid etc, then they can't afford to pay you with money they don't have.   Are you in a union?
    • We've not heard anything from CCBC or LC Asset following initial acknowledgement of defence from CCBC on 23 Sept 2020 and now being beyond the 28 days notice we're wondering what's next. Presumably CCBC will dismiss or stay the claim?
    • Thank you so much again Andy. I will be donating as soon as able. 
    • I took my car to Nissan Canterbury have some work done (including tracking and wheel alignment).  They took it to a tyre garage for the alignment, and there they could not get the ignition key to work. Nissan had another key made that didn't work, then had the lock taken off and sent to a locksmith who said the insides had disintegrated.  They now want to charge me £350+ for the repair. I have never had so much as a wiggle with the ignition lock, but they say apparently it can just happen at any time and they are not responsible.  All I know is that I took a working car to them, and now it does not work. Any advice on my options?
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Just wanted to run this by you all so I know where I stand.

 

In simple terms, I live in a 4th(top) floor flat.

Have a locked loft which is not included in my tenancy but is accessible within my hall and covers the full area of the flat.

 

A few weeks ago the block management did some work to facias and stuff and coincidently the council start tearing down some garages over the road.

 

Sunday evening I notice some weird noise from above, put it down to wind or water pipes etc, had been cold so things act up.

 

3 hours later ive got this uneasy feeling and there it was flying across the lounge, a little mouse.

Lounge joins onto the kitchen so I decided to lock the door on the other end when I went to bed so hopefully to keep him in the kitchen.

 

Get up next day and no sign but I have a look and notice some droppings on work top where my cake was.

In my lock up I had 7 snap trap things so I got those and 9pm monday lay them down with some Nutella and wishing 3 mins 1 goes off.

 

Blocked the kitchen shut and left 1 trap in the lounge then went to bed.

Woke in the morning, nothing in the lounge but 4 in the kitchen.

Left traps down again 2 more nights and nothing.

 

Fingers crossed thats it but the noise in the loft suggests theres some damage and more importantly they got in so im sure more can get in.

 

Question.

Where should I go from here and how should I approach it?,

I can smell them but the noise has stopped and no more in the traps.

 

Can I really be held responsible?.

I know mice are bright but I dont think they could smell my cake out of 50 flats,

I suspect they were spooked by the workmen and decided so find somewhere new,

loft was quiet and warm with some food near by and stayed.

 

Ideally I want the landlord to get the loft checked and cleared,

then get him to get some pro cleaners in and get it checked for gaps.

Is that a reasonable request?.

 

I should say that my tenancy is up in 10 weeks and the agents are pestering me to sign up again(with price increase).

 

To stress I live 100 feet up,

have no doors other than 1 on the other side of the building which comes through a communal porch,

up 3 flights and a private front door.

Windows are shut other than a couple literally 3mm.

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Hi

 

mice getting into a property 4 floors up is not unheard as there will be spaces from the ground up for the different utilites to each property i.e. waste sewage pipes, water etc.

 

when I live in a 23 floor multi-story they would get into properties even on the 23rd floor (ended up there access point was the insulated main water pipe for the building to all floors that they were easily climbing up) once this issue was sort it resolved the issue.

 

Report the issue to your Landlord and also look on your Local Councils website under Pest Control be aware they will probably charge for this service.

 

You could in the meantime look at your local diy store to see the cost of some traps (try using nutella or peanut butter on them)

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Hi

 

You could in the meantime look at your local diy store to see the cost of some traps (try using nutella or peanut butter on them)

 

Yeah already done this. And agree the Nutella went down very well, caught 4 in 1 night in the kitchen alone and other than the 1 I saw venture into the lounge ive seen no sign elsewhere so presuming he was one of the 4.

 

Its been silent for 2 nights since so i'm thinking that along with me being loud during the day and removing any food killed them all or if there were more than 4 made them leave. Its a shame but one of the mice was very big, maybe I saved myself an extra litters worth just in time?. They look so cute but you just know theres only 1 thing to do. On that subject Sure-Set Mouse Trap, cant recommend them enough. Extremely efficient and no mess, pick the trap up by the handle and base and just squeeze and the mouse drops into a bag. Forget the old wooden ones. Without a doubt the quickest and most humane way I think.

 

In my eyes the loft is someone elses but I guess its just the mention of me having to pay for fumigation in the agreement that worries me, guessing that would be hard to enforce as its not my fault theres a way in through the pipes. I just think its fully the landlords job to ensure they cant come in again.

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(try using nutella or peanut butter on them)

 

Mars bars works well too (and gives you an excuse to eat the rest of the bar :-D ). It always gets them on their periodic visits to my kitchen.

 

It's almost impossible to stop mice getting around buildings once they are in. A pest controller told me that if a gap is large enough to get a pencil in it's large enough for a mouse to squeeze through.

 

My local council no longer provides pest control for mice. They don't consider them a significant public health risk. Rats and they're round the next day, mice, not interested. They have an advice sheet on setting traps yourself or paying commercial pest control companies. And if they are outside the council say mice aren't pests at all, mice in the garden are just part of the natural wildlife.

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dates work well, they stay on the traps unlie some other foodstuffs.

they probably normally live in the communal areas and travel up the service pipes, cables etc to wherever.as you say, workmrn disturb them and they move elsewhere. i have had mice in my garage occasionally but as next doors cat has a habit of spraying they get a whiff and off they go again.

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As a student I lived in a house with loads of mice. Periodically we'd have a hunt and get rid of a few.

 

Eventually we also had a rat so got the council round. All the man did was chuck some poisoned food in various crevices. Never saw another mouse or rat again. Wouldn't be surprised if you can buy the stuff on the internet these days...

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Ive just noticed what looks like a leak and large wall crack in a far corner of the kitchen, I dont make a habit of looking closely but im sure this is new.

 

Think its time to get the landlord in. I'm confident ive done all I can and got rid of the mice at the soonest opportunity and that it was not my fault that they chose this flat :) iI'm now thinking this could be a sign of something more serious, either damage to the roof/wall or elsewhere.

 

Ive been here 8 years and I think ive only had a toilet handle in all that time so i'm hoping he will get this looked at.

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Forget the old wooden ones. .

the old wooden snap trap ones sorted the ones around in the shed. no bait, just put along the edge where they run.

:)

IMO

:-):rant:

 

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the old wooden snap trap ones sorted the ones around in the shed. no bait, just put along the edge where they run.

:)

 

Oh yeah they work great I just dont like having to get them out after + the risk of blood. I guess though outdoors is less off an issue.

 

These are the ones ive got. Cant rate them highly enough. Rinse under the tap and use again.

 

https://www.screwfix.com/p/pest-stop-sure-set-plastic-mousetraps-2-pack/70203

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Oh yeah they work great I just dont like having to get them out after + the risk of blood.

yes, gloves recommended.

take the dead chap out of the snap (mind the fingers), put it on the lawn and the birds will take it. zero carbon footprint...

:)

IMO

:-):rant:

 

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yes, gloves recommended.

take the dead chap out of the snap (mind the fingers), put it on the lawn and the birds will take it. zero carbon footprint...

:)

 

Even then its a bit much for me at 8 in the morning :)

 

Did feel a bit sadistic popping a family of 4 in a carrier bag and in the skip.

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Terminated :whoo:

 

 

We always had cats as a kid, did have a few mice but they tended to stay for about 5 mins and if they were lucky move on. Ive heard people say even a tray of litter is enough as they are naturally repelled but who knows?

Problem here is I think theres no pets or smoking in the entire row of flats + i'm a bit allergic but I think I love cats more. :)

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My mum had mice, I went up to see her last April and noticed they had been doing the toilet ect on her pillow, it was obvious she was not aware of the fact.

I took her home that night and to cut a long story short she's never been back, now living mouse free :)

 
 

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My mum had mice, I went up to see her last April and noticed they had been doing the toilet ect on her pillow, it was obvious she was not aware of the fact.

I took her home that night and to cut a long story short she's never been back, now living mouse free :)

 

Wow thats pretty horrible although I think they are totally incontinent and will go all the time and everywhere so they only had to go on the bed once if that gives any reassurance.

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true. the only blood was when the snap caught the little chaps head. the eye had half popped out with a bit of bloody goo there, and from the mouth. not much though.

:)

IMO

:-):rant:

 

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link doesnt exist but i wouldnt rely on that group to be honest brokers anyway but in their paper they use as guidlines they do mention releasing of non pest species. It is unlawful to release a pest species under 1981 act, end of.

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