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deimosboy

Life after repossession

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Hi,

 

I was repo'd 4 years ago but have nothing showing on my credit file and can't see anything on the registry trust website for either of my two previous address including my repo'd address.

 

The whole court case dragged on for a couple of years as we tried to sell the property but eventually the court granted the decree for repossession.

 

The mortgage no longer shows in my credit file (previously showed as settled although there was negative equity when bank sold it) having checked on noddle, clearscore and checkmyfile.

 

Where are repossession decrees recorded in Scotland?

 

As there was no money featured in the decree would it even be registered?

 

Am I free of this now or is there another register that lenders could access and see the decree or my old mortgage arrears?

 

Thanks in advance.

Been a while since been here used be -1 in user name but can't access the email address I used back then so have resigned up.

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repos don't show anywhere.


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See 4.7 and 4.8 and 4.9 in the following link...

 

http://www.gov.scot/Publications/2003/01/16070/16029


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