Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Help With PPI Policies On Barclaycards


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2201 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there.

 

Just on the off chance my husband sent a request to Barclays to see if he had PPI on any of his cards.

 

It turns out he had it on his Barclaycard Mastercard from Sept '97 until Dec 2004 and on his Barclaycard Visa from Sept '97 until Aug 2015.

 

What would be our next step forward please?

 

Thank you.

Edited by dx100uk
Formatting
Link to post
Share on other sites

Sar time

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

A few months ago my husband found out from Barclaycard that he had PPI on his Mastercard and Visa.

 

He had it on his Mastercard Barclaycard from 01/09/97 until 23/12/2004 and on his Mastercard Visa from 01/09/97 until 25/08/15.

 

He then made a CCA request hoping it would show whether he had ticked boxes to say he wanted PPI and give employment details as he was self-employed at the time he applied.

 

Today he received a letter but the information given about each card doesn’t help with what he wants to know.

 

For one card it just says they are unable to provide a copy of the credit agreement and for the other they’ve sent a ‘reconstituted copy’ of the terms and conditions.

 

How does my hubby go about getting the information he wants to know?

He feels he may have grounds for a claim on the basis that he was self-employed at the time of getting PPI and it may not have covered him had he become unemployed.

 

Many thanks in advance if anyone can help with this.

Link to post
Share on other sites

A CCA request was not the way to go. He should be sending an SAR. Send an SAR immediately and make sure that the request is worded generally to include everything they have on him in any form in respect of any matter. Accompanied by a cheque – not a postal order – so that he can more easily keep an eye upon the progress of the request.

Link to post
Share on other sites

sar

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

A few months ago my husband found out from Barclaycard that he had PPI on his Mastercard and Visa.

 

He had it on his Mastercard Barclaycard from 01/09/97 until 23/12/2004 and on his Mastercard Visa from 01/09/97 until 25/08/15.

 

He first made a CCA request hoping it would show whether he had ticked boxes to say he wanted PPI and give employment details as he was self-employed at the time he applied.

 

He received a letter but for one card it said they were unable to provide a copy of the credit agreement and for the other they sent a ‘reconstituted copy’ of the terms and conditions.

 

Next, thanks to the advice of the some helpful forum members on here, he sent a SAR request about three weeks’ ago but all he got back was two envelopes containing the same Barclaycard terms and conditions booklets. There were no letters of explanation at all!

 

We are both quite disgusted by their behaviour.

They haven’t supplied us with anything we’ve requested.

 

We really don’t know what to do now.

 

Is there anyone we could complain to?

 

Many thanks in advance.

Link to post
Share on other sites

three threads merged on same issue

please keep to one thread.

 

give them a ring and ask if there is anymore data to come

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

A few months ago my husband found out from Barclaycard that he had PPI on his Mastercard and Visa.

 

He had it on his Mastercard Barclaycard from 01/09/97 until 23/12/2004 and on his Mastercard Visa from 01/09/97 until 25/08/15.

 

He first made a CCA Request hoping it would show whether he had ticked boxes to say he wanted PPI and give employment details as he was self-employed at the time he applied.

 

He received a letter but for one card it said they were unable to provide a copy of the credit agreement and for the other they sent a ‘reconstituted copy’ of the terms and conditions.

 

Next, thanks to the advice of the some helpful forum members on here, he sent a SAR request about three weeks’ ago but all he got back was two envelopes containing the same Barclaycard terms and conditions booklets. There were no letters of explanation at all!

 

We are both quite disgusted by their behaviour.

They haven’t supplied us with anything we’ve requested.

 

We really don’t know what to do now.

 

Is there anyone we could complain to?

 

Many thanks in advance.

Link to post
Share on other sites

Please will you stop creating new duplicate threads on this issue.

I have merge the threads but if you continue I'm afraid that we may have to close the discussion and prevent you from posting anything further.

 

It is highly disruptive and it causes confusion amongst the people who would be very happy to help you if you simply kept to a single discussion thread

Link to post
Share on other sites

Hi there. Sorry for this but I posted 'Barclaycard not helpful with CCA or SAR requests' on Post New Thread but it came up with all my other previous messages. I then tried to do it again but the same thing happened. Do you know why this is the case? I'm scared to try it again. Many thanks.

Link to post
Share on other sites

YOU KEEP TO ONE THREAD

there are far more people viewing this one than you starting a new one

 

as you do all the people that have posted get an email alert

when you start a new thread - no one gets anything so you have to hope someone sees it!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

so now read post 8 please and answer it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you keep any questions related to your PPI claim in THE SAME THREAD

this one!

 

post 9 sorry please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you keep any questions related to your PPI claim in THE SAME THREAD

this one!

 

post 9 sorry please

 

Sorry but what do you want me to answer?

Link to post
Share on other sites

three threads merged on same issue

please keep to one thread.

 

give them a ring and ask if there is anymore data to come

 

^^^^

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...