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Moomoo1212

Robbersway PAP letter - RE:barclaycard debt - Statute Barred?

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Hi Moo,

 

Send new CCA request to H Cohen now.

 

As the Statute Barred date gets closer, you should use everything you can to delay action that HC can take.

 

:-)


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Hi slick. Thanx.. will do

 

Do you have Anymore delaying tactics just in case this doesn’t work?

 

Im thinking to send Cca h Cohen but get robinson working too since they just me that letter about the 2012 payment. Thinking to send them statute barred letter I found on here asking them to provide explicit evidence of that payment.

 

Good idea or not?

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But it's not SB'd until 6 years after the date of last payment !

 

:-)


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Yes I know slick. Was just thinking to ask them to provide proof of that payment as some of the statute barred letters on here state..

 

Just tie them up a bit and keep them busy with a delaying tactic

 

Something like this....

 

Please provide proof of the alleged payment under section 5 of the limitations act

Please be aware Consumer credit source book states a firm must not ignore ore disregard a customers claim that a debt has been settled or disputed and must not continue to make demands without providing clear justification/ evidence as to why the customers claim is not valid

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no do as slick said.

 

ideally a CCA request should goto the owner as a sols is not a creditor..

so they'll either have to bounce it or fwd it on.

 

pers what I would do is follow our pap letter guidance and do as post 6 says on that thread


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Sorry. What is pap letter guidance and where do I find it. Can you link it please

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urm that's funny all links and upload in this whole thread have vanished...

I've put you CCA return back up in post 10

 

and here is the earlier link on what to do if you get a PAP letter

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?481827-The-Pre-Action-Protocol-for-Debt-Claims-is-made-by-the-Master-of-the-Rolls-as-Head-of-Civil-Justice.-1st-Oct-2017

 

see post 6


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Thanx dx.

I had a look.

 

It’s similar to the original cca request I sent two years ago after receiving the first court threat.

 

It was was drafted by an excellent person known as [removed] .

 

It contained all the info you have listed in your pap post.

But they did not respond to all of it.

 

I got Just incomplete statements and the signed agreement.

 

As I recall [removed] said if they do not respond to all points I can apply for a STAY if they commence proceedings

 

Some further info iv managed to find

 

Default sent on 5 may 2010

Default registered jam 2011

Final payment made March 2012

Debt passed on by Bc on April 2013

Edited by dx100uk
website advert removed - dx

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please don't rely upon Freemen of the land twaddle!!

 

you need to do as post 6 say in that thread.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Ha I know know. I don’t. Did it bcos I found it funny.

But like I said there was some excellent knowledgeable people there too who did things properly....along with nutters

The letter I sent was exactly the post 6 you have made..

But I will follow your advice. Thankyou

Edited by Moomoo1212

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you do the PAP form in the attachment of post 6 AS WELL.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Will do dx thanx

 

Do I do a cca request and add to to it all the points you have made on post 6 on the same letter??

 

Its ok. Ignore this post. I see where to put it

 

Cheers

 

Hi slick

You mentioned some delaying tactics. Can you possibly give some examples please. Cheers

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what date was the payment in march?

 

ps seen it now, they say 9/3/12


IMO

:-):rant:

 

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what date is on their PAP letter


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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There first pap was over two years ago

 

Latest one is dated 16/11/17. I replied saying it statute barred. They passed that on to robinson who replied with the 9 March 2012 payment letter. Few days ago

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pap didn't exist 2 yrs ago!

 

so they have you in their clutches

nothing to stop them issuing a claimform tomorrow then.

 

id do as post 6 in that thread TODAY.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Well not a pap. Just court threat possibly. I replied with the pre action protocol letter similar to the one in your post

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that old worthless letter tennis invitation.

 

not worth the bother.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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ive hidden post 44

we don't want the FMOTL twaddle being used here

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Haha ok...i will be sending off yours tomorow...

 

haven't you already responded to their most recent PAP one that they refer to in their recent letter you posted up?


IMO

:-):rant:

 

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Ok dx

 

Hi Ford. Yes I responded with statute barred. But they are disputing that. Now I am responding with what DX has advised

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what date is on their PAP letter

thats what was getting at. letter (30 days) v last payment.

presuming a pap letter doesn't now stop the clock?

:)


IMO

:-):rant:

 

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Not sure I understand Ford... are you saying not to send pap letter

 

Ford. Are you saying a pap letter can stop the statute barred clock?? Please clarify

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