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Rayn2036

CCA received from Amex (BA). Is it Enforceable

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Hi

 

Recently received a reply from Amex in reference to BA Amex card from 2005.

Attached is what they sent.

 

Can you please advise if this is enforceable in court of law?

 

Thank you.

Amx.pdf

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its a bit blurry

can you do a higher res scan?

or is that the way its come?

 

do Amex still own this debt too?


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Apologies, please find attached high res. I noticed there is no signature from Amex reps on page 2.

 

Their Letter states account has been cancelled and referred to an outside agency. Payment was previously made to NCO Europe Ltd.

Amex1.pdf

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8.6 refers to clause 22 , so not complete

 

as for NCO

have you ones of their letters

I would expect it says our client AMEX.

so its not been sold on either so NCO could be ignored.

 

dx


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8.6 refers to clause 22 , so not complete

Thanks DX, what would be the next course of action? Any template would be helpful. Cheers.

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i'd let it run.

 

amex don't do court and I don't think ive seen them sell on to debt buyers either?

 

dx


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Apologies, please find attached high res. I noticed there is no signature from Amex reps on page 2.

 

Their Letter states account has been cancelled and referred to an outside agency. Payment was previously made to NCO Europe Ltd.

 

You have left the card reference number on this copy

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