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    • Good point, hightail.   And assuming Boris wins, how is he going to explain to party members that the EU won't renegotiate? Or doesn't he care because the decision will be back with Parliament?
    • Update, new tactic from Cabot?? After a quiet period I suddenly get a call to my mobile asking for me by my first name to which i answered yes, (my name) speaking. Caller then says this is Cabot Financial, my reply, never heard of you sorry. I ended the call and blocked the number ( a mobile). Ten minutes later I get a text message stating: Hi, its Cabot click this secure message link if you want to hear something beneficial to you ( or words to that effect). I deleted the message and blocked the sender but I am curious as to what this ploy is. I am guessing by clicking the secure message link I will be acknowledging the debt and thereby resetting the statute barred clock. Have any other Forum members experienced the secure message approach? Thanks in advance.
    • I doubt they really do believe it.  They believe the party membership will believe it - and they already know they'll believe just about anything.
    • Anglian Water (although others may be culpable).   Some time ago users of this forum complained about the level or proportionality of standing charges on fuel bills.  The feeling was that 25% standing charge would be acceptable against the unit cost.  Anglian Water in Essex, responsible for sewage removal,  charge around 80% of a bill for this, my last account was £10 unit cost against a £44 standing charge.  Anglian claim that this is due to infrastructure issues and that my area is sparsley occupied.    Southend on Sea has 160,000 residents, hardly sparse, and infrastructure issues are their problem, not mine.  Anglian is also responsible, according to Environment Agency, of contaminating sea water in my locale.   If there is no legislation regarding the proportion of standing charge to unit cost, there certainly should be !  Any advice ?   (There is a wider issue of charging through third parties that could be taken up seperately.)
    • So - I continue to not pay any more?  Until they respond with the info I have asked for?
  • Our picks

    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
wild26

Lowell Claim Form regarding 02 dept***Claim Discontinued ***

style="text-align:center;"> Please note that this topic has not had any new posts for the last 410 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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oh dear

looks like the phantom flan-flinger is on their case then..

 

not going anywhere

 

dx


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ok so i should send off the N180 form to the court & their solicitors saying no mediation ?

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You have to submit the N180 by the date stated otherwise your defence will be struck out...claimant will get judgment......simply tick no to mediation stating the claim is statute barred.

 

Andy


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Hi There

 

Just a quick update on this 02 dept with lowell solicitors.

 

Lowell Portfoilio has sent me an email titled INVITATION TO SETTLE.

 

In it they claim that the last payment date was on 20 May 2013 ..

I have no record of this payment.

The last payment i made was on 12/11/2011 which makes this claim statute barred.

 

They are saying they will use this email/letter as evidence that cost of attendance could have been avoided and that i have 7 days to respond

 

much needed advice on this one ..

..please help ....

..i can upload the email if it helps .

... Thankyou

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urgh?

 

one minute you say they are claiming a payment was made 20/05/13

 

next you are saying that they will use this email/letter as evidence...

 

so its this a phantom payment they claim was made

or

is this that they claim you sent an email or letter acking the debt.


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I can upload the email they sent me to show you what they said. BUT I never sent an email or letter backing the dept from lowell.

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The payment they say was for £88.87 i checked all my bank statements, cant see no recored of this payment .

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yes post up the email

no don't contact lowells!


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Hi there

 

Here is the email they sent me :

 

URGENT! Lowell Portfolio 1 Limited vs xxxxx xxxxxxx - Reference Number: xxxxxxxxx - INVITATION TO SETTLE (Thread:xxxxxx)

 

Dear Mr xxxxxxx

Our Client: Lowell Portfolio I Limited

Lowell Reference Number: xxxxxxx

Claim Number: xxxxxxxx

*

We refer to the above.

*

We note the contents of your Defence and confirm that the balance relates to an O2 UK Limited account with mobile number xxxxxxxxxxx.

The agreement was entered on 26 November 2013 and subsequently defaulted on 30 May 2008 due to non-payment.

 

At termination, an early termination fee of £903.88 was then applied in respect of the remainder of the minimum contract term.

The last payment date was 20 May 2013 and the payment made was of £88.87.

*

Please find enclosed the statement of account.

*

In the circumstances, we now look forward to receiving your repayment proposals for our Client’s consideration so that further legal action may be avoided.

*

This letter is drafted without prejudice, with the legitimate aim of saving costs and the Court’s time.

Our Client is satisfied that there is a valid claim and wish to proceed through the litigation process if no arrangement can be agreed upon.

*

As you have filed a Defence to the above Claim, the options available for repayment are as below;

*

1. You can make proposals to settle the Claim by way of a one off lump sum payment.

This would then be considered by our client and if acceptable, upon receipt of the agreed funds we would write to the Court and request the Claim be marked as settled. We would also ask that any pending hearing is vacated.

*

2. If you are not in a position to offer to repay the outstanding balance in full you may wish to consider a Tomlin Order where both parties agree that the outstanding balance of £1,258.39 can be repaid by way of instalments either per month, week or fortnight.

 

However if you default on the agreed payments, our Client would be at liberty to enter a Judgment against you.

* Please note there is a Court fee of £100.00 for the Tomlin Order which would be added to your outstanding balance making it £1,358.39.

*

Note our payment methods below:

*

•************* Direct Debit (will require your account number, sort code and account holder's name)

•************* Standing Order (our bank details – Sort Code: xx -xx-xx Account Number: xxxxxxxx and Payment Reference:xxxxxxxxxxx)

•************* Pay in at any NatWest bank using their paying in slips and our bank details (above)

•************* Cheque (made payable to Lowell, Address: Lowell Financial, PO Box 1419, Northampton, NN2 1BU)

•************* Postal Order or

•************* Debit Card (you can call us on xxxxxxxxx or pay using our website:*http://www.lowell.co.uk)

*

Due to the pending action, we should be grateful if you could contact our offices*within 7 days*from the date of this letter to confirm your intentions.

*

Should you fail to agree to the above, we reserve the right to produce this letter at any hearing as evidence that costs of attendance could have been avoided, and should therefore be borne by you regardless of the outcome.

*

Please contact our offices on xxxxxxxxx to discuss your proposals.

*

We look forward to hearing from you.

*

Yours sincerely

Lowell Solicitors Limited

*

Lowell Solicitors
Darwin House*7 Savannah Way Leeds*Valley Park West Leeds LS10 1AB


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begging email

ignore

 

block and bounce


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Hi There

 

Just a quick update on this 02 dept with lowell solicitors.

 

WE HAVE ACHIEVED VICTORY !!!!!

 

Just received a letter from lowell solicitors

 

it says :

 

Dear Mr xxxxxxxxxxxx

 

Our Client has instructed us to discontinue this claim and therefore we enclose a

copy of the Notice of Discontinuance by way of service upon you.

 

we have filed the same at Court and have requested that any hearing that may have been listed is vacated.

 

We confirm that this brings the legal proceedings to an end.

 

 

Yours sincerely

 

Lowell Solicitors Limited

 

 

I WOULD LIKE TO SEND A BIG RESPECT AND THANK YOU TO THE ENTIRE STAFF AT consumeractiongroup.co.uk FOR THE GREAT ADVICE GIVING, IN ACHIEVING THIS GREAT VICTORY !!!!!

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well done

 

dx

 

 

 

 

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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