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    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
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I live in a privately rented house.

I have been here for just over a year,

 

I recently requested the landlord whether I can install a few fixtures including a TV bracket on the bedroom wall.

I also requested that a tap be fitted outside the house so that I can use it to wash the car, water the backyard plants, etc.

I have offered to pay for all fixtures as well labour involved.

The landlord has refused both of these.

 

I would like to know whether I need to seek permission for every little thing that I want to do in the house, or if such requests only need to be made for major structural changes.

 

Additionally, the tenancy has not been renewed since January 2018, when it was up for renewal.

The landlord almost never answers phone calls, or replies to text messages.

 

And the requests for the works that I've mentioned above had to be made through one of his workers who came by the house. Therefore, it seems to me that the landlord is specifically avoiding contact with me.

 

I am not sure where to go with this, and to be fair, I am not sure that I wish to make any formal complaints, etc.

 

He holds my deposit (not in DPS) and the tenancy agreement has expired.

Does this mean the tenancy goes on to a rolling monthly contract?

Is my deposit safe?

 

Sorry for the long post!

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He has by law to place your deposit in a DPS! I hope you have proof that you paid a deposit, What ever changes you make to the house you would have to repair back to how you got the house when you leave.

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He gave me a receipt that the amount was taken as deposit for the house.

 

That's the only proof. He hasn't placed it in DPS, although he said that it will be put in DPS.

 

To be honest, the chap is a bit of a shady character with multiple properties that he rents out the same way.

 

UNfortunately, I only found out these facts a couple of months after I had moved in.

 

Going by what you say, is it safe to conclude that I don't have to seek approval from the landlord for such things as TV brackets and taps?

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You could put brackets up but you would have to take it down and repair the wall before you leave.

Same for a outside tap

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If the agreement says permission must be sought for anything like that then just going ahead is breach of contract. Of course the landlord is not permitted to refuse reasonable requests...

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You may need LLs prior written permission for any alterations you wish to make.

 

 

LL can refuse any T request, it his asset. Only a Court can decide what is 'reasonable'.

Edited by Andyorch
edited

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If you properly fill any holes, then you cannot be sued for any losses.

 

If you leave holes or badly repaired holes that are noticeable then the landlord may repair it and charge you the cost. You also have to accept responsibility for any inadvertent damage - e.g. to hidden wires or pipes. Also modern fire places can have vents in hollow bricks going up the wall - don't drill into them!

 

Taps are tricky. They involve changes to the plumbing and usually involve chopping holes in walls and cupboards. If done badly they can cause leaks and long-term damage. I would not advise doing it in breach of the landlord's wishes.

 

As long as the deposit is unprotected he cannot evict you with a Section 21 notice. If he has failed to protect the deposit then you have the right to sue for return of the deposit plus up to 3 times the amount of the deposit even if he subsequently protects your deposit. Suggest you write him a letter asking him to provide you with the details.

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I wouldt be drilling any holes when you have been told you cant or you may end up being cahrged with criminal damage or get a bill for redecorating the whole room.

 

The deposit protection is a separate issue and you are entitled to go after LL regardless of whether h now moves the money into a scheme or even returns it to you.

 

That is not what the law says he should have done on day one and he failed to do the necessaries.

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Your Landlord had 30 days in which to give you written notification of the DPS he has used.

Without doing so has left him on a little bit of a sticky wicket inasmuch as he is unable to give you a s21 notice to quit unless he returns the deposit to you first.

I would not advise making any alterations without LL agreement, you can and bo doubt will be held liable fir any remedial work to put the property back as it was when you moved in.


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