lowell claimform - old LLoyds loan/Fast Track***Settlement Agreed***

[fkofilee]

Particulars of claim....

They file their Claim through MCOL.

[Amazingly]

Reading posts ! do I need to submit a defense?

noticed on the N181 form that Lowells have submitted their defense but I did not receive?

Panic if I do as I have nothing prepared in the terms of my witness statement and a very weak one when I start preparing it..

[Amazingly]

Thank you for explaining fkofilee

[AndyOrch]

Reading posts ! do I need to submit a defense?

noticed on the N181 form that Lowells have submitted their defense but I did not receive?

Panic if I do as I have nothing prepared in the terms of my witness statement and a very weak one when I start preparing it..

 

You have already submitted your defence.....Lowells can submit a response to your defence which must be filed with their DQ ...ask the court for a copy.

But your Witness statement will be mainly based on their witness statement ...assuming they file one and serve you a copy.

[Amazingly]

Thanks Andy, well all forms sent and request for a copy of their defense also.

[Old Cogger]

you requested a copy of their defence???? it is up to them to send a copy of their defence, why you do that???

[Amazingly]

recommend in post 129

[Amazingly]

Well recieved this in the post yesterday/ I have removed personal information

 

Any advise please

1: I have written to Looyds offering a full and final settlement ( they have not responded )

2: I have completed the N181 form whereas Lowells completed the N180 form.

 

Not sure how to move forward with this

a: resend my full and final offer letter( which I will need help with in relation to the terminology to be used )

b: Request a mediator through the court( not sure if I can do this or contact a debt plan organisation to arrange payments to them

c: sit and wait to see what they do?

 

Any advise out there will be gratefully appreciated

court letter 13 July.pdf

[AndyOrch]

C...but if no contact from the claimant you must resubmit a further DQ before 13th August...this time no mediation.

 

Andy

[Amazingly]

Thanks Andy

[Amazingly]

Update@

Having sought advice from CA, I have agreed a payment plan with them, it will take over 15 years to pay, the stress of it all has been lifted.

 

Whilst I would like continue and further challenge the money grabbers, I just don't have the health to do so.

 

I would like to thank you Andy and DX so much for the time you have given me and the advice you supplied.

This site is a valuable source of information.

Contribution made.

 

I will look at reclaiming charges of interest etc once I re-apply for my SAR so I will be back here.

[AndyOrch]

You must do what you feel best and most comfortable with .......defending a Fast Track claim always carries risks.

 

Well done on resolving this to your satisfaction....and many thanks for the donation.

 

Thread title amended.

 

Regards

 

Andy