Jump to content


  • Tweets

  • Posts

    • what solicitor is the PAPLOC from? then just search xxxx snotty letter dx  
    • moved to the debt self help forum. plenty of like threads here to read along with the ones you've done so far..good work. last thing you ever want to do is look at any kind of IVO/BK or anything alike concerning consumer debt, never do that, turns unsecured debts into secured ones in many instances. your best bet for now is p'haps looks at  Options for dealing with your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (www.gov.uk) sadly you have to go thru one of the free debt charities to invoke that but DON'T be tempted to also open up a DMP with them, just get the Breathing Space done. get that in place that gives you at leasy 60 days buffer you've also goto to realise you'll probably get a default once breathing space is in place, bit if not it might pay you to withhold payments even after BS then p'haps re start payments once a DN for each debt is issued and registered. at least that way, whatever happens in 6yrs the debt will drop off dx  
    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Actionfraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Car Issues Post Accident Repairs


stu007
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2247 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Car Issues Post Accident Repairs.

 

Car is a Vauxhall Corsa SRI less than 1 year old with just over 5100 miles (post accident)

 

They were the middle car of the 3 cars involved, middle car & front car were only just moving off from traffic light being on red and changed to green, middle car was hit by car from rear with such force shunted into car in front.

 

Rear Car that caused the accident has admitted full liability so no issue there.

 

Car came back from the Insurers Approved Repairer looking all shiny and new except in pitch darkness so they were unable to view car.

 

So they take it to local petrol station forecourt which is like Blackpool illuminations and that's where all the issues were picked up and complained to Insurer:

 

1. Front bonnet you can fit your hand under (that's without using the bonnet release lever).

2. Battery Terminals covers were not fitted and lying loose.

3. Oil warning light as Oil Low.

4. No Screen wash.

5. Intermittent display on the dashboard.

6. ECU at side of battery connecting clips broken and hanging loose.

7. Constant clicking noise from engine.

8. Hand Brake to be on is almost vertical.

9. Using the foot brake completely spongy with foot on floor.

10. Due to recent cold spell having to scrap ice of all inside windows of car and seat feel wet.

11. when engine started petrol fumes coming through the cars ventilation system.

12. A lot of fuel missing from car from collection.

13. Numerous mileage added while in Approved Repairer care.

14 Both Left & Right front wings where they join the window area to roof a slight touch with one finger and you can move the wing out.

 

There is more but will stop at that as it gives an idea of the issue with the repairs.

 

All the above has been made a formal complaint to the insurer

 

I have told then that they also need to not ask but tell the insurers they want the following:

 

1. Copy of the Post Accident Inspection Report.

2. Copy of the Repairs carried out by the Approved Repairer.

3. They wish an Independent Inspection of the car carried out before sent to there Approved Repairer. (same lot different garage)

4. They refuse the Car going back to rectify the above issue to the same Approved Repairer but a different garage.

5. They invoke there right to chose which Approved Repairer these repairs are carried out

 

(note: this individual has a pacemaker & went through the DVLA Medical process to drive and the Insurers are fully aware of this

 

Now as this isn't my are I would be grateful for our motor guru's advice on this

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

Seems you are on the right track. Policyholder needs to speak to his Insurers claim department, who should have a process for dealing with this. The repairs are basically being rejected and there needs to be an independent inspection, followed by repairs at another garage.

 

The car is less than a year old, so should not have the issues as wear and tear. It is accident/repair garage related issues that need to be fixed. I would expect the Insurers to refund the independent inspection report, if it confirm the issues reported.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Hi UB

 

Thank you for your advice really wanted to make sure hadn't missed a trick with this lot appreciated.

 

Classic is yesterday now the same Approved Repairer contacted them insistent that they were to collect the car to carry out repairs and I mean were very insistent which they refused and immediately contact Insurers who are surprised as this was not authorized by them.

 

:thumb:

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

  • 1 month later...

Just to update as this has now been fully resolved and friend fully compensated and full apology from Insurer but not the end of it for the Approved repairer.

 

Insurer agreed and Independent inspection before and after it went back to Approved Repairer to rectify faults (repairer was unaware of this)

 

What both my friend and the Insurer had a query with for the repairers invoice cost was the full repair bill was quiet a few thousands pounds stating they had to repaint new bumpers to colour match mmm on a vehicle less than one year old really these would not come colour coded from manufacturer.

 

Car goes off to repairer and amazingly even single fault was fixed except they inform Inurers only fault was air in brakes only.

 

Not what the Independent Inspections report says before repairer got it nor what the inspection reports says after car handed back ofter only supposed air in brakes fixed only.

 

As you can guess Insurer was none to happy with what had happened and it is going further at there end.

 

friend is just happy this is all resolved and the repairer aint got away with what they done.

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

What both my friend and the Insurer had a query with for the repairers invoice cost was the full repair bill was quiet a few thousands pounds stating they had to repaint new bumpers to colour match mmm on a vehicle less than one year old really these would not come colour coded from manufacturer.

 

I don't know about other manufacturers, but 'painted parts' are available off the shelf from Ford. Although they cost a lot more than unpainted parts that you (or the repairer) then prep & paint. For some reason, even when you factor in the cost to prep & paint, the unpainted parts will still be cheaper than buying painted parts.

 

So assuming that it's the same sort of situation with Vx, I can sort of see why the repairer would do it that way, but that doesn't excuse the rest of the shoddy job.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...