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How long can a Creditor retain Data ?

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How long can capital one keep a hold of your data once the account has been closed ?


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as long as they like why are you asking?

dx


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A recent CCa request has turned up several application formss to them from 2001 onwards for accounts that were closed and at different addrsses.


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you mean an sar?


please don't hit Quote...just type we know what we said earlier..

 

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No a CCa request £1 was sent to them.


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to what end was this sent?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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It was in relation to a default . I told somebody to send a CCA as they were being pestured for a debt which is 4 years old. Wasnt expecting this.


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what relationship has any CCA enforceable or not got to do with a default?

 

so they want it gone..is that it?


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the person in question does not remember taking this card out.

 

It was at a old address and cap one have told them it was applied for over the internet..


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so could be fraud then

if it was an online application then a cca or not is immaterial.

they could produce anything under the 2006 recon amendments

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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Just saw this. I am sure it is fraud.


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well get him to find proof he was living elsewhere when the agreement was signed

job done!


please don't hit Quote...just type we know what we said earlier..

 

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