Jump to content


Audi Finance. Balance payment & default


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2299 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

New to the site and would be grateful for anyones help here.

 

Myself and my brother both have an Audi lease agreement.

Both business PCP deals.

 

Term ends on both cars tomorrow.

 

I have just found out yesterday after contacting Audi Finance that the balloon payment of £24.95k plus admin x 2 will be leaving our account tomorrow.

circa 50k.

 

We have today handed the cars back as agreed and taken out a new deal / car each.

New cars / deal do not start until March 2018.

 

Unfortunately the Audi garage we deal with had not informed us that we had to contact the finance company and clarify that we would be returning the vehicles, and stop the balance payment due.

 

The guy at Audi who got us the deal says Audi finance should have contacted myself detailing what we had to do with regards to the current deals.

 

Audi could not stop the payments due to leave our account on the 30th, too close to DD date.

 

I have also been told today that they will try take the payment again in 10 days time and if

not paid it will default.

 

I was also told by the same gentlemen at Audi finance that there is nothing else I can do.

 

After default it will affect our credit rating.

 

Obviously I do not want to make payment as we had secured a new deal + cars returned.

We also do not have the money to cover the payment. Nor can we make full payment.

 

Does anyone know what Audi do after default?

 

Has anyone any experience of this sort of situation?

 

i am not concerned about the credit rating affect upon the business nor am

I concerned with losing the next car /deal agreed. (deposit paid and likely gone)

 

My concern is the procedure of what Audi may do after default.

 

Regards

Link to post
Share on other sites

pers i'd goto your interweb banking site and cancel the DD's yourself

 

then let audi/audi finance argue it amongst themselves

they cant immediately default you either

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if the DD has been cancelled you should be ok

but if they do get it

then you can reclaim via the DD guarantee scheme which is immediately

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...