Jump to content


  • Tweets

  • Posts

    • Yes she went back to them and asked them to remove the cancellation however the girl on the phone went to ask someone and came back and said she couldn’t.   Thing is they then tried to charge her £1000 to reinsure, I contacted a broker and got it down to £760, she went back to them and they miraculously could do it for £690!!  It feels like they are using this to fleece her, her previous ins was £300.   I will get her to write a complaint to them...do you know if there’s an insurance ombudsman she could contact?    I just feel it would have been fair fair to suspend the ins pending the court outcome!    Thankyou.
    • Hi,    Yes my daughter drove through a red light.   Yes her DVLA was still registered to her previous address at Uni hence them not being able to contact her hence the MS90.   This is her 1st car and she simply didn’t think to re register her car to our address she genuinely forgot!  However we left our forwarding address with the letting agent but the house was subsequently sold and the new owner used a different letting agency so communication was lost.   The courts enlisted the bailiffs and when the current tenant found her via Facebook she was genuinely mortified as she had no idea that she had broken this light.   She immediately rang the bailiffs and court who advised her to make The Statuary Declaration, whilst waiting for that date to arrive she thought she better ring the insurance company to explain what was happening thinking they may have to suspend her policy however they cancelled it on the spot she asked them not to but they just went ahead charging her £50 to do so.   At court after she explained what had happened the court dropped the MS90, and reduced the points and fine to what it would have been originally.   Going back to the insurance company they said they couldn’t remove the cancelled policy and it would show on her record for life and tried to charge her £1000 to reinsure!!  Previously it had been £300 as she had built up 2 years no claims.   I contacted a broker who said he could insure her for £760, she went back to her original insurance company, Admiral who then said they could now do it for £690!!  How can they suddenly do that sounds unscrupulous to me and that they are using this cancellation to now fleece her!!   She is a medical student and needs the car to get to the different places she is working on placement but can’t afford to pay this extortionate amount of money.  I would expect her policy to go up a bit but would say max £500 is proportionate?    I will I’ll get her to contact them Regards making a complaint in writing as you have suggested.   Thank you.    
    • I’m not sure who you mean by the OD and do you want me to see if the PDL is enforceable or not pay it at all?   And what should I do about the NatWest? Surly there’s a case getting it wiped if the charges came from them charging me for a PBA that I had told them to close and they said they had. Also am I paying the credit cards back in full or trying to get a reduced settlement?   Thanks Andrew 
    • Initial payments have already come in - we wouldn't have started otherwise. There's about £3,500 outstanding. The £800 was verbally agreed initially, but later correspondence from the customer shows that he's accepted the £800 for the extra work.
    • Each should send a cpr 31:14? Cant produce signed documents = no liability??
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 632 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi there,

I must admit that I was a frequent lifter.

Usual method is self-checkout at many groceries stores.

I have not been caught before but came very close today at M&S.

 

I am a student who's currently working at a mall during winter break to make some cash.

After work, I decided to head to M&S to grab groceries and pocketed a piece of steak and paid for other items.

 

When I exited the store, I felt someone was following me and quickly turned a corner and ran to hide

- it was an M&S LP who followed me.

I managed to lose him.

 

Although I didn't get caught,

I am very certain that they will look over CCTV and try to ID me.

 

I paid for some of my foods with my debit card as well which could be traceable.

Not to mention I work in the same mall that the store is in.

 

If any of you could give me some information about the likelihood of getting caught then please let me know.

I will now go to work via a different door and wear different clothes to avoid suspicion.

Gonna get a haircut as soon as possible.

Any advice on what to do would be appreciated.

 

I have decided it is not worth it to save money by lifting.

A 7 pounds steak could have costed me my degree and a prosperous future.

 

If you are young and are reading this:

please stop before the odds are against you.

 

Regardless of the reason why you steal,

the LP will not want to hear it.

 

I wish you the best of luck quitting this toxic habit.

Share this post


Link to post
Share on other sites

A Mall? Are you American? Or are you originally from the UK?

 

What is an LP?

 

STOP stealing is possibly the best advice,


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

Yea I am an international student that studied U.S curriculum.

 

LP stands for "Loss Prevention".

 

They are the people who observe/deter you when you lift.

 

Thanks for the advice, Bazooka Boo, I will do my best.

Share this post


Link to post
Share on other sites

If you are daft enough to steal £7 of Steak from the 'Mall' you work in, then you probably deserve everything you get.

 

What's your Degree going be in?

 

H


40 years at the pointy end of the motor trade. :eek:

Share this post


Link to post
Share on other sites

Custodial studies.

 

Looks like they are aiming to intercalate a year of practical experience ....

Share this post


Link to post
Share on other sites
LP stands for "Loss Prevention". They are the people who observe/deter you when you lift.

Thanks for the advice, Bazooka Boo, I will do my best.

 

Yes I get it now ta.

 

Is this normal behaviour for you?

 

Where about in the country, not London by chance?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

I live in somewhere in South Yorkshire.

 

It started from the beginning of this year and gotten worse as time passes.

 

The adrenaline you get from bluffing to staffs and LPs as you pretend to scan items for CCTV or walking out whilst smiling was intense.

 

As the thrill fades then guilt starts to wash over.

 

The more someone lifts successfully, the more arrogant they will become.

 

This is what Lps prey on I think: If you succeed once, you are gonna come back.

They will catch you when you are at your most vulnerable.

Share this post


Link to post
Share on other sites

 

What's your Degree going be in?

 

H

 

I would prefer not to say to avoid giving personal information.

 

As for the choice of lifting from the "shopping center" that I work in, I must admit it was stupid.

 

I do know that you shouldn't take a dump where you eat, but in the heat of the moment you lose the ability to make the best judgement (although I should have made the judgement to never lift in the first place).

 

I do understand that my action is morally wrong and I am not denying that.

 

That is why I want to warn others before it gets too late for them.

 

It only takes one time to really ruin your reputation.

Share this post


Link to post
Share on other sites

Hi

 

CAG does not condone this type of action and you need to stop.

 

You need to consider that if caught and they decided to take this to court and you ended up with a conviction how this would impact your intended career.

 

You say international US student also are you here on a visa could you clarify?


How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Share this post


Link to post
Share on other sites

I understand that CAG doesn't condone lifting - it's a terrible habit that myself and a lot of others get trapped in.

 

If you have any advice on how to fix my problem, I would be very happy to listen.

 

I'm registered as an international student in the UK with Tier 4 visa.

 

I've been in an U.S-speaking curriculum for my entire life which explains why I use words like "mall".

 

Hope the explanation cleared things up for you

Share this post


Link to post
Share on other sites

even if they did trace you

which they wont

 

wouldn't be police etc involved

simply scary letters from the likes of powerless RLP.

 

go see you doctor.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
.

The adrenaline you get from bluffing to staffs and LPs as you pretend to scan items for CCTV or walking out whilst smiling was intense.

 

As the thrill fades then guilt starts to wash over.

 

The more someone lifts successfully, the more arrogant they will become.

 

This is what Lps prey on I think: If you succeed once, you are gonna come back.

They will catch you when you are at your most vulnerable.

 

I don't think the successful 'professional' shoplifter becomes more 'arrogant' as their 'career' progresses, nor that the 'buzz' increases for them.

Those (to my mind) are indicators that the shoplifting is becoming an illness, and one where the offender will get caught, as their illness escalates the offending.

 

It almost seems like you considered it 'a game', and one where the LP staff 'prey on' shoplifters : I don't think they prey on them, rather that they are paid to prevent loss, and are doing their job!.

 

If you hold a visa granting you entry to the UK : you have an additional reason to seek help, as a conviction could result in immigration woes for you.

Share this post


Link to post
Share on other sites

you say you gte a buzz from this. I suggest that the next time you see your doctor you get a blood test done to look at things like your seratonin levels to see if there is a physical problem.

Share this post


Link to post
Share on other sites

Oh my, when I first started reading this thread I did think there was an element of boasting but as I read further it does seem that you want to get of this particular ride. The ONLY person who will help you to stop...is YOU.

 

Wanting to stop is only the first stage. Identifying the reasons behind your thieving is the second stage. Getting a 'buzz' does suggest that something isn't right and you feel sad, leading you to want the thrill, the Adrenaline rush and this helps you but the feeling falls away quicker each time.

Absolutely talk to a GP. They have a duty of confidence to you unless they are in fear for your wellbeing and they may just be able to direct you to appropriate help. Is there no suitable guidance counsellor on campus?

 

In recent weeks, there has been news that police will not normally take action against anyone where the value of the goods stolen are less than £200 except where multiple cases of offending behaviour is spotted or where violence is used. If you have been identified by the store, the police may send you a letter but as to what that may enclose, I don't know.

 

What I would ask is that you stop stealing as otherwise you will be just wasting our time. Just be grateful you didn't shoplift in the U.S as their civil remedies are very costly.


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...