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Cabot/Restons stayed claim - old cap1 card


onthewarpath
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falling for rectums tactics and intimidation ...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just for info, an embarrassed defence is different to one saying no docs. All depends how you word it. Embarrassed defences are likely to be struck out or so I'm told.

My defence was based on lack of documents and we won

Any opinion I give is from personal experience .

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I wouldn't be offering anything on a stayed claim...there is nothing hanging over you...its only a speculative claim until they proceed to allocation.So sit tight and wait and see if they pay a further £255 to lift the stay and then a further £170 hearing fee...then you can think about offers of settlement.

 

 

Andy

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defence is ok.

mentions CCA/CPR etc well done.

 

don't give in!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thanks andy

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ok, thanks Andy & Dx

 

Very good points by both of you. Looks like I will have no choice to hang fire anyway, as the bonus I thought I could use to pay is not happening.

 

I have won cases before with other DCA's - So I am still fighting, just it gets so boring at times :roll:

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