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Father has a default on his file...

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Hi guys, and apologies if this is in the wrong section,

 

I had a phone contract with t mobile back in 2005,

it was under my fathers name,

 

when I moved in with an ex partner a few years later I was on the electoral role at her address,

 

Now there was a default on the mobile account in October 2014,

for £50 according to his credit file,

 

he is being penalized with this on his credit file...

it is however my bad that it’s on there..

 

however it has the his name on the default,

but it has my ex partners address??

 

So kind of confused of where to go next as he is trying to renew mortgage an this is doing him no favors..

he had obviously never lived at the address on the default either....

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Thread moved to the appropriate forum.....please continue to post here to your thread.

 

Regards

 

Andy


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not a lot you can do sadly

why did you make your father take it out in his name?

paying it will NOT remove it

 

what date is the default

what date did you last pay them? [who is?]


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Hi dx100uk,

 

Thanks for you reply,

I did not “make” my father take it out in his name..

.at the time it was done for some reason or another but can’t quite remember why,

 

Date of the default is 10/01/2014

last known payment would of been before this,.

..but no idea when as it was such a long time ago...

 

however the fact they have the default down in his name..

.but the incorrect address

surely must void it in some way?

 

He has lived at his address and on that electoral register for 30 years plus...

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understand what you are saying.

 

ok you need to complain to mobile co

they filed the default.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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