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Lloyds/Arrow NOSIA

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Hello.

 

Last week out of the blue i got a letter from Arrows saying i will get a credit card refund due to Lloyds not sending NOSIA in 2010.

They have also enclosed a DN

 

It shows a balance and payment received but no payments have been paid at all since that date.

 

As the "refund" has been paid into the Arrow account

does that now mean as no money was paid off the debt in 7 years the refund now starts the 6 year rule?

 

It says as the account is in arrears i will have to pay by the end of the year if not then debt collectors will be sent to me.

 

Is this a fishing exercise or a new tactic by these firms?

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I suppose I should know this, but what is NOSIA?

 

If you are saying that you have been refunded some money which has been paid into some existing debt, then no that won't have the effect of restarting the six years.


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Hello and welcome to CAG.

 

When exactly did YOU last pay anything to this account, with Lloyds?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Notice of Sum in arrears BF.... :thumb:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hello and welcome to CAG.

 

When exactly did YOU last pay anything to this account, with Lloyds?

 

 

 

I would say mid 2010 at the very latest.

I have got letters in past from them and the last one i think was 1 year ago offering 95% discount.

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Ha ha, well your safe, it's SB, so they're out of time.

 

Send nothing at the minute, wait and see if they start playing silly beggars.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Notice of Sum in arrears BF.... :thumb:

 

Ta


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Its because Lloyd's did not send nosai letters

So wrongly charged interest for that period

Any payment by anyone bar you does not reset the SB date

 

Send them our SB letter de conc rules


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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