Jump to content


PRAC/BWLegal re old PayDay UK loan - will court action be taken.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2327 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

a solicitor is not a creditor

they operate under the instruction of their client who is the creditor

which is why it should be sent to them in both cases.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry guys. I’m getting a little stressed and confused with all this info :???:

 

All I need to do is reply to BW and request the original credit agreement?

 

Is it worth asking for a breakdown of any interests/charges as I don’t believe I owe the amount they’re stating.

 

I have no idea if any interest or charges have been added Paydayuk helped themselves to various amounts of money from my account

 

I also need to write to payday uk direct to start an irresponsible lending complaint?

 

Sorry if I’m sounding a little thick here but I’m so confused on what I need to do

 

A

Link to post
Share on other sites

Hi Skielah...

 

You never posted up the letter... Would you mind doing it?

 

If you need help - Consider using officelens on your phone from Microsoft.

And make sure you blank out all personal info.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Link to post
Share on other sites

Fko - which letter did you want me to upload? The one I received from bw legal?

 

I don’t have officelense - am I going to have to download it?

 

I could just copy the exact wording from the letter And type them on here if that would help?

 

I think I’ve figured out how to upload so if it’s the bw letter let me know and I will upload it

Link to post
Share on other sites

Standard threatogram from them... Nasty people they are...

Do as we said... Get it done ☺️

 

No They seem to have a typo - They represent "CRAP" Financial...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Link to post
Share on other sites

 

Ford. Apologies if I don’t sound the brightest here but what am I checking for on my credit report? To see if they provided checks etc?

just to see whats still on there, for your info atm.

it might still show if any checks at the time, and any other credit/defaults at the time which could support to irr lending.

up to you, it may not be necessary atm, see what the guys think.

Link to post
Share on other sites

Lol fko Excellent - going to get it done tomorrow :-)

 

Just a quick question though. When I ask for a copy of original agreement etc - do I need to mention that I don’t agree with amount owed or do I leave that until they respond? Do I also ask for a full break down of interest/charges as well?

 

Will also get that IL claim sorted too

 

Thanks so much for all your help. Really, really appreciate it

Link to post
Share on other sites

just to see whats still on there, for your info atm.

it might still show if any checks at the time, and any other credit/defaults at the time which could support to irr lending.

up to you, it may not be necessary atm, see what the guys think.

 

From what it seems there doesn’t appear to be any checks - I’m going to have another look and go through it properly though and see if there’s anything on it. Thank you for your help

Link to post
Share on other sites

Just send a CCA request to prac - don't change/add anything.

 

And get that IL complaint running to paydayuk

 

No need to do anything to BW

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...