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MBNA Plevin repayment calculations, are they correct?


JovioneBanobee
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I received a letter dated 5/12/17 from MBNA offering £924.03 minus £184.81 UK Withholding Tax.

This was for a PPI undisclosed high commission complaint (PLEVIN) on a very old credit card on which they had refused a PPI repayment as they claimed it was not mid-sold.

 

I am a 70-year old female Pensioner who had a mild stroke last week and do not understand these things, but also do not trust Banks.

Is the UK Withholding Tax being paid directly by them to my HMRC 'account' ?

Can they be trusted to do this.

 

How can I check that the calculations given are correct?

 

They are:

 

£816.89 Amount of applicable commission and profit share

£ 0.00 Total amount of fees refunded

£137.20 Amount of historic interest

£924.03 Applicable 8% gross interest*

-£184.81 Less UK withholding tax*

 

The payment is being paid directly into my Bank Account within 28 days.

 

Any advice will be most helpful.

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trouble with these plevin refunds is they are not obliged to reveal the figures

you could ask for a breakdown.

 

as for the tax that's correct

but if you are not over your threshold / don't pay tax you can reclaim that from HMRC

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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