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    • OK, thanks, I won't wait for them. On a side note, some of the posts on here are a bit frustrating, I read through five pages or so of someone going through the court process rooting for them as I'm reading, then nothing, not heard of again. Left here wondering what the outcome was, lol!
    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because there was still £69 owing, I paid it and thought it would correct once the CRA's updated their reporting cycle. However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account ......... has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
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Nationwide frozen my savings account with wages in. Set off?? Taken £2400


tonyc123
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I believe nationwide have "set off" my wage,

 

i owe then 2895 for a credit card debt from 2 years ago,

ive only just started working and ive had my wages paid into my account then transferred them to my instant access saver account before i pay my bills

 

Im away working in a hotel and was unable to see the account when i logged in to internet banking..

 

ive spoken to their customer services who have said that their recoveries team has frozen my savings account and i cant speak to them until tomorrow,

they have taken/frozen my entire wage of nearly 2400 which has left me unable to repay monies ive borrowed whilst waiting for my 1st wage and my bills for the house..

i need to ring them in the morning but can anyone advise on this situation

 

I believe it could be know as setting off from researching online..

obviously now workimg i intend to repay the debt

but they havent contacted me about it and its my 1st wage..

 

i certainly cant afford to pay 2400 in one go!!

 

In addition to this im 250 miles away from home, due to work the week with 20 in my account

 

Any advice is very much appreciated

Edited by tonyc123
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Hi Tony

 

Yes they can offset - First off - You need to open a parachute account in future...

 

Speak to Nationwide tomorrow.

Pay attention to the CONC Sourcebook Section 7 - Arrears...

 

Dont be bullied

- While they can ROSO as i call it, you are entitled to your wages.

 

If they dont play ball you complain.

 

Come back to me when youve spoken to them.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hi Tony

 

Yes they can offset - First off - You need to open a parachute account in future...

Speak to Nationwide tomorrow. Pay attention to the CONC Sourcebook Section 7 - Arrears...

Dont be bullied - While they can ROSO as i call it, you are entitled to your wages.

If they dont play ball you complain.

 

Come back to me when youve spoken to them.

 

Hi,

Thanks for the reply, i have another account i can be paid in but seem as im working i have all itention of repaying it which is why im still using their accounts.

 

Im just really worried about my existing commitments and the fact im stuck at the other side of the country in a hotel im not going to be able to pay for.. and being able to work the rest of the month whilst keeping s roof over my head.

 

Ive had a quick look at the link you supplied but cant make out whats relevant

 

I will update tomorrow

 

Thanks

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