Jump to content


  • Tweets

  • Posts

    • yes sorry i was confused that you had managed to get anything out of the administrators. we've not seen that and was surprised by it read that way.   your credit file is clear Conexus Recovery and Field Services Ltd - can be totally ignored. DCA's view debtors as suckers, marks and mugs NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type and they are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..
    • An online news and information service for the UK’s commercial and consumer credit industry. View the full article
    • They are very nonsensical aren’t they? As far as I can tell they have no proof of ownership of debt whatsoever - it feels like they’re just hoping I cave in 🙈   I’ll get onto the CRA’s now - thank you 😊 
    • Thanks ...okay well as you are already aware you will get more sense out of your bin than talking to Arrow...so I would now escalate it by informing the Credit Reference agencies and submit a Notice of Correction ( each CRA has its own instruction's on how  to submit) and they will contact Arrow asking for details of the debt....if that fails you can contact the ICO (information Commissioner's Office) and raise a complaint re false data reporting.     See how you get on.
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

CarSupermarket [Barclays Partner Finance] - Car repo, HELP required


Please note that this topic has not had any new posts for the last 1187 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Barclays have just told me that the contract is terminated and even paying the arrears in full will not stop the car from being repossessed.

 

Today was the last day for surrender...

 

Anyone know how long it will be before they get a court order or any options available...

 

I pleaded with them on Friday, and though the arrears are only £540,

they will take the car and put it in auction

where I am due to lose about 2k of the value

and that will still be owed to them...

HELP PLEASE !

 

Barclays Partner Finance are in the process of repo my dads car.

 

They have terminated the contract - however the 1/3 rule is very close..

. if its 1/3 of the value still owed against interest upto repo then fine, if based on original term then not... HELP.

 

+ they say they will probably go to court proceedings to recover car,

but hinted they might just sent a recovery company in..

 

. no idea of timescales however

= would be really good to have an idea, days or weeks?

 

My father (80) purchased a car on HP from CarSupermarket.

 

With his wife having poor health, he decided in Aug to suddenly goto India for 3 months for treatment.

 

With cashflow being tight, he missed Aug and Sept payments.

 

I took over paying and on a 220/month contract,

I began paying 80/week except for when I paid 220.

 

Barclays Partner Finance (BPF) were told this is what I am doing,

but they couldn't confirm if they were happy as I wasn't the named person on the contract.

 

My father, out in India then, in Oct suffered a stroke himself and was unable to speak and was receiving physio out in India.

 

BPF then sent a termination letter and advising that the car needs to be surrendered or court proceedings will begin.

I managed to get my father to ring them and agree that I could speak on his behalf.

 

BPF said you are £504 in arrears and the contract is terminated.

I said I can borrow that amount and get it restored to the normal T&Cs

- but they rejected it,

stating its been in arrears since Aug so NOTHING can be done to restore the contract.

 

PROBLEMS:

 

1) Car Supermarket when doing the original contract with my father, put the car into my name not his...surely some kind of contract breach

 

2) I was willing to pay all the arrears, but that was not deemed satisfactory.

 

3) The car is now to be repossessed and according to BPF - they will instruct their solicitors tomorrow to start doing this.

 

4) I have paid just under 4k so far, finance amount originally was £9,693.

There is now £10,185 outstanding, though the true figure accounting for early settlement would be £7,990

- I don't know what figures to use to see if 1/3 has been paid.

 

5) no consideration given to the fact that my father is ill, and as such will likely have to stay at least a further 3 months in India as he is unfit to travel.

 

I am totally in a tizz... I dare not risk telling dad his car is to be repossessed but don't know what to do.

Please if anyone can help,

H.

Link to post
Share on other sites

numerous random posts on other threads merged to your first post...

 

have you the agreement?

have they sent a default notice

stop talking on the phone ..WRITING ONLY FROM NOW ON>

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they have sent letters,

latest was to say contract is terminated.

 

Had a look tonight,

couldn't find the actual contract, will have a thorough look tomorrow.

 

Is it to late to send them letters as they are just moving to court proceedings?

 

PS. thanks for the reply, I really do appreciate any help

Link to post
Share on other sites

dont think they know what they are doing by your story....

 

either you've paid more than 1/3rd and they have to goto court and get a return of goods order..

or

you haven't and they can just come and take the car...

BUT!!

 

they MUST have issued a default notice.

 

unless this goes to court AND they get a return of goods order

NO repo company has ANY legal powers to take the car...

 

you need to get it off the public road [they can simply take it from a public road]

 

preferably hidden and locked in a garage or atleast on a private drive behind gates

that way the only way they can get the car is by your consent, and without a court order

and you wont be doing that...:wink:

 

do you want to keep the car?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...