Lowell claimform - old BT broadband debt

[dx100uk]

not sure where you are getting you dates from

your defence was due 4pm yesterday get it in now

[jbb006]

Looks like you were right dx

 

Had a notice of pending CCJ dated 21.12.2017

 

Looks like I missed the timescales according to them.

 

Not sure whether they would mean my defence or CPR?

 

I was told I had until 27th by mcol (taking bank hols into account) and sent defence 1st class recorded on the 22nd, so doesn’t seem it could be my defence that was late.

 

Can i contest this? Should i phone MCOL or Lowell for more information?

 

thanks

[dx100uk]

who is THEM?

 

CPR is nothing to do with the court...

there are no bank holidays to account for only xmas day and good Friday ever add a day.

 

who did you send your defence too

and why did you not use MCOL website?

 

you NEVER phone the fleecers or their dogs.

 

what does MCOL say is the status of the claim now?

[onthewarpath]

Sorry to hear the news. Things do seem amiss here.

 

It's looks like you will have a CCJ recorded against you unless you pay the full amount ASAP

 

Did you register on MCOL & acknowledge the claim on MCOL?

Why did you post the defence?

 

It seems that your defence filing date was more like 9th of Dec, as I don't think you acknowledged receiving the claim on MCOL.

[jbb006]

Defence was sent to MCOL by email. I couldnt log in after creating my account spoke to help desk, they couldnt reset so told me to email it.

 

Not sure what the status is as cant log in yet.

[dx100uk]

MCOL will take a few days to clear itself

usual for the xmas/n.year period.

 

why not ring and ask the status of the claim?

[onthewarpath]

After you created your account on MCOL - did you EVER complete the section 'Acknowledgement of Service'

[jbb006]

MCOL will take a few days to clear itself

usual for the xmas/n.year period.

 

why not ring and ask the status of the claim?

 

OK will do that, nothing else I should ask as well then?

 

Thanks dx

[jbb006]

After you created your account on MCOL - did you EVER complete the section 'Acknowledgement of Service'

 

Yup I did, I did that in plenty of time so sure thats not the issue. Just couldnt log back in for some reason (probably getting password wrong, stupid I know, and their forgotten password process doesnt work) Thanks warpath

[onthewarpath]

Strange - Well hopefully your call to MCOL will clear things up

[jbb006]

Ok spoke to MCOL, they said they still awaiting a response from Lowell,

 

my defence was processed on time and no judgment has been made yet

[onthewarpath]

So what was the letter all about then?

 

Who was that from?

[dx100uk]

so post 52

scan that letter up please

read upload use pdf

[jbb006]

Sorry for the delay!

 

The lowell love letters havent stopped.

 

I have had:

 

- a Directions questionnaire (small claims track) dated - 09/01/2018

 

- a confirmation of receipt of my defence (also states '..this account is a telecommunications account and therefore it is not regulated by the consumer credit act. Consequently our client is not required to retain a copy of the agreement or default notice.') dated - 15 Jan 2018

 

- a notice of proposed allocation to the small claims track, dated - 16th Jan 2018

 

Will scan and upload all or all the relevant correspondence (retaining my anonymity) thought i would update while doing so.

 

Thanks for all the help so far.

[dx100uk]

have you received your N180 from THE COURT

[jbb006]

Yes, its attached to the Notice of Proposed Allocation to the small claims track.

 

it says;

1 - This is now a defended claim

- defendant has filed a defence. then they have put a line through 'a copy of which is enclosed'

 

2 - it appears that this case is suitable for allocation to the small claims track.

- If i believe that this is not appropriate, complete box C1 on N180 and explain why.

 

3- complete by 2 February 2018 (late I know =/ )

 

Should I agree it is the appropriate track for the claim or not.

 

Thank you !!

[AndyOrch]

Yes to Small Claims Track...yes to mediation...state your local county court..the rest is self explanatory.....3 copies ...court ...claimants sols...file.

 

 

Andy

[dx100uk]

yes to mediation

1 wit you

the rest is obv

 

3 copies

I to the court

1 to lowells [omit sig/email/phone]

1 for your file

[jbb006]

Will do today. Thank again you two !!!

[jbb006]

Ok I will complete the N180 in its entirety, and print another 2 copies to fill out and keep/send.

 

'Am i asking the courts permission to use the written evidence of an expert?'

 

and

 

'How many witnesses, including myself, will give evidence on my behalf?'

 

Thanks!

[AndyOrch]

Ok I will complete the N180 in its entirety, and print another 2 copies to fill out and keep/send.

 

'Am i asking the courts permission to use the written evidence of an expert?' No ...no experts involved in money claims

 

and

 

'How many witnesses, including myself, will give evidence on my behalf?' 1 ...you

 

Thanks!

 

Andy

[jbb006]

Have just had a call from the small claims mediation service, asking me to call them back.

 

Not sure if their going to ask any hard questions or if theres anything i should be ready to say?

 

Thanks if so.

[dx100uk]

they ask the same questions as on the form.

so to paperwork one you say.......

 

mediation will fail

[jbb006]

ok thank you, wanted to be somewhat prepared haha.

 

Spoke to them they suggested mediation and offered a date, I said I think mediation will fail, and they said its optional, and a chance to reach agreement, wasnt sure whether to reject mediation (in which case i think they said would be a court date) or agree to it ?? I said I would phone back as didnt want to commit to either without a little advice.

 

 

Thank you again !

[dx100uk]

have you received all the information/paperwork you requested to rely upon?