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    • I'm removing two posts here – one because it refers to "… All from the same ethnic background" and the second one referring to the fact that the customer was Spanish. The first, particularly by king12345 has a strong racist tone about it and is completely unwelcome here.  king1 2345 has been here long enough and knows very well that this is not what we do. ==============================================================================   In terms of the building and insurance problem, it certainly sounds if you are being treated very badly and we would be very happy to help. Unfortunately I find your story is rather unclear – probably because there is a lot of narrative and I'd be grateful if you could clarify your story and in particular breaking down the insurance job and the rest including giving their values. Do you know if the insurance money has been paid to the customer or is the insurance company simply waiting for some kind of approval. You say that the insurance company has signed the job off and so this suggests to me that they are satisfied but what worries me is that they may already have paid the money to the customer who is merely withholding it from you rather than authorising the direct payment of the insurance money to you. Your story needs substantial clarification please. Finally, does your customer own the property? If you are not sure then you should consult the land registry website to ascertain the owner of the property
    • update:  Tried with new micro filter and still no difference in the speeds.  Called plusnet and they sent this 🤪 although looks like there was interference in the line which i never picked up   
    • Hi dx100uk   He is the information you asked for.   OC: Capital One    Type of debt: Credit Card    When taken out: 29/10/2017   Current owner: Capital One    Defaulted date: Hasn’t Defaulted    Outstanding sum: £156.52   ———————————————————————   OC: Vanquis   Type of debt: Credit Card    When taken out: 21/05/2018   Current owner: Vanquis   Defaulted date: 31/05/2019   Outstanding sum: £355.00   ———————————————————————   OC: Ocean    Type of debt: Credit Card    When taken out: 09/09/2018   Current owner: Ocean   Defaulted date: 07/06/2019   Outstanding sum: £318.00   ———————————————————————   OC: Instant Cash Loans T/A Payday Express   Type of debt: Payday Loan   When taken out: 22/01/2014   Current owner: Instant Cash Loans T/A Payday Express   Defaulted date: 04/06/2014   Outstanding sum: £492.00   ———————————————————————   OC: NatWest   Type of debt: Current Account    When taken out: 05/08/2003   Current owner: NatWest   Defaulted date: 30/04/2016   Outstanding sum: £468.00   ———————————————————————   OC: British Gas   Type of debt: Utility Gas Account   When taken out: 01/08/2015   Current owner: British Gas   Defaulted date: 06/09/2018   Outstanding sum: £712.00   ———————————————————————   OC: British Gas   Type of debt: Utility Electric Account   When taken out: 01/08/2015   Current owner: British Gas   Defaulted date: 06/09/2018   Outstanding sum: £819.00
    • Thanks DX re counterclaim. Just to clarify regarding witness should I just put one on the N180 and at court just take a witness statement from partner?  
    • I am hoping someone can advise me regarding my salary. I work as an emergency response driver for a private medical transport company. I work 6 x 24 hour shifts on call(total of 144 hrs) followed by 2 rest days(48 hrs). I work from my home address, with a company vehicle parked outside. During my six on call shifts, I must be available to respond to any task given to me (by phone-call) within a certain time. As you can imagine, while on call I am very limited to what activities I can take part in. Due to the nature of my role and the need to respond within 30 minutes to 90 minutes I am somewhat tied to my home. Obviously I cannot consume alcohol, go for family meals, go shopping etc. Even while attending hospital appointments, popping to the shop I must wear my uniform, take the vehicle with me and be contactable and ready to respond. It has been brought to my attention that on call time is now classed as working time if you must be at the disposal of your employer during that on call time.   Is that correct and if so, should I be paid at least the minimum wage while on call. I am currently paid an annual salary of £22,000 for being on duty an average of 6,570 hours per year which would put my hourly rate at well below the minimum( not including annual leave).   Any advice would be greatly appreciated. Thank you.
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DEX1973

North West mini centre Glossop – again

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Hi there,

 

I've just seen this on BBC North West and it's shocking.

 

I can advise that if you or anyone reading this has been caught up in it and has paid ANY part of funds via a credit card then contact your credit card company asap!

 

Even if it's just a deposit and the balance by cash or bank transfer,

then you should be entitled to a refund of the WHOLE amount you have lost under section 75!

Providing what you have paid for is between £100 and £30,000 you SHOULD be covered for your losses via a credit card payment.

 

The card company might fob you off and if they do then take this matter up with the FOS (Ombudsman) they will look more into your claim.

If you have any other issues then post here and I will check over the days and weeks and try to answer questions or help if and where I can

 

I really hope this helps, as these [problem]mers one by one need locking up as they make many people life a misery!

 

Hi,

 

I am another victim of Chris at the NWMC..

. He is building a 1275GT for my son's 17th birthday (2nd March 2016).

 

 

.. Despite promises he missed that date as well as a couple of others following...

It came to Xmas and even on Xmas eve morning he told me i'd get it that day and well you can guess what happened..

 

 

. well it's now 4th March and he let me down again after promising it would be ready for my son's 18th birthday,

 

 

1 year past the original handover date...

 

 

I have told him i want the car, in it's current state but he's refused to deliver it to me,

he's also refusing to hand it over until the full balance is paid even though it's not finished!!!

 

 

I'm stuck and so angry and frustrated,

any advice you could share or if i could join you fighting him please let me know...

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Thanks. Are you able to link us to the programme in some way please.


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Not if you have used a credit card. There is normally a 6/7 year limit, but could be extended under special cases. You are well in the basic time limit so contact your card provider asap!

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how did you pay?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I never invested/purchased anything with this company.

 

I was watching the BBC Northwest news a week or so back and saw this [problem] and the upset and misery it's caused people up there!

I wanted to help.

 

I have had successful section 75 claims before and wanted to pass on my knowledge and help to others and assure them that if they have agreements with this fraudster and his company and the agreements for work was over £100 and under £30,000 then you WILL have a claim for a full refund if any part of the transaction was paid via a credit card (NOT a debit card).

 

This is NO hoax or recovery [problem] but from me a genuine way to try to help anyone that has paid via a credit card to get their money back and possibly interest on top too!!

 

why won't this site let me use the word [problem]!! Hmmm

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because it could lead to legal claims against the site

please read our rules


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Fair enough.

 

I've put it out there in regards to folk pushing their card companies for a full refund via section 75.

 

To me it's a no brainer to at least try with both the card companies and then with the FOS (Ombudsman)

 

if the card companies refuse as losing thousands when there is a possible recourse is a path I would try before throwing in the towel to erm

(let me choose my words carefully!Lol) possible negligent actions from the merchant.

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the section 75 has been mentioned on many of the other mini centre threads

so not to worry.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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