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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
    • did you submit your directions
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Personal Independence Payment Help


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Hi

 

I was wondering if anyone can help me claim PIP.

 

Briefly, I have severe mental health issues, whilst I was unemployed for nearly 15 months I was told by a local organisation who were supposed to help me find work (they didnt) that I would be able to claim PIP.

 

They helped me complete an application, which was accompanied by medical notes, had a "medical assessment" by someone who didn't seem to know much more than I did about mental health and my application got rejected. I then asked the local organisation who helped me start the process to help me appeal and they left me to my own devices. Stating because I was no longer using their services they couldn't help me. So without seeking further assistance, I went through the first stage appeal process myself and the claim was rejected. After that I just couldn't face going through the further appeal process etc so gave up.

 

The whole process and the questions asked etc is completely geared towards physical disability and does not really account for the mental and psychological elements.

 

I would like to attempt another application with some better guidance because although I have recently started working again my mental health issues are not going away and I fear that holding onto the job that has taken me so long to get will be difficult.

 

Any guidance would be appreciated and if I have missed anything please let me know.

 

Thanks

 

K

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No idea, I was just given a phone number. The local CAB are pretty overwhelmed in all honesty. I'm confident enough to complete the application, I want guidance to ensure that I don't end up going through the same problems as before.

 

The main issue I have is that the questions on the form and the criteria are so heavily orientated towards physical health conditions, that it seems anything related to mental health conditions just wouldn't fit.

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  • 3 months later...

Hi All

 

I made a claim for PIP back in January 2017 which was denied because I didn't score enough points. I requested the Mandatory Reconsideration and the original decision was upheld. I didn't really do the letter properly and was already fed up at the first hurdle and didn't take it any further, although I probably should have.

 

I made a fresh claim in November 2017 which was successful and the two claims were virtually identical in that nothing had changed in relation to my health. The questions posed in the health assessment were very different though.

 

I would like to claim backdated PIP from my original January 2017 claim because it is clear that the claim was assessed wrongly and should not have been rejected. Can anyone provide some guidance on how I can achieve this.

 

Thanks

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old and new threads merged

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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