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    • Lowell/CCJ Long story short, I have been working in my debts the last few months as I'm looking at getting a mortgage this year.   Alas my main issue is an old CCJ that I found from Lowell, it was for what I assume can be described as a doorstep loan. The date the CCJ is registered is from a person of time when I was working away on the other side of the country. However even on returning home I can hand on heart say i never saw any paperwork from the court (I may have seen it but I'm 99.9% sure I didn't. I emailed Lowell last year to ask if they would agree to a mutual set aside and was given the template answer of they had followed the correct procedure to file it etc. The only other thing maybe of worth adding is that the default on my file and the CCJ are for different amounts (please see attached pictures) So I guess I'm asking if I have any options of getting it set aside? I can afford the payment in one but wanted to check if I have options to have it set aside rather than just having it as satisfied on my file for another 4/5 years
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HPH2 chasing Barclay card debt im sure was paid

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In the last few months I have been receiving letters relating to a debt for £700 with Barclaycard now held by HPH being collected by a company called Robinson Way.


Now to the best of my knowledge I've never had a Barclaycard IF I did it was well over 10 years ago


I was on a DMP which I ended I won some money and paid £9000 debts off knowing there was an Egg debt out there which is also paid now


I need to query this but not sure how to go about it as all my searches i end up with the term Statute Barred and am unsure whether to wait as I believe if I acknowledge this letter etc I agree to the debt being owed


Also I have recently applied for PPI refund

I ticked the form for a Barclaycard debt due to this letter Fast track have written back saying Barclays have no knowledge of my previous addresses of which there are only 4 which I have included on the forms I sent back to them.


I have sent Fast Track the Account number for the above Barclaycard shown on the debt letter


Many Thanks please be patient this is my first posting of this kind

Edited by choccylover
more info

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well go write to fast track PPI reclaims and cancel that contract

do it for free

else you'll get lumbered with all manner of fees if you have PPI

you can do it yourself for FREE by reading here.


as for the robbers DCA.

have you checked your credit file

see what shows.


if you blindly did an F&F on many debts - you do realise that they sell the outstanding balance on years down the line.


effectively making that money you wasted as useful as a chocolate teapot.


if you have the 16 digit number of the card HPH2 think you owe them money on

go ring Barclaycard and ask last payment date.

that will tell you if its statute barred.



just remember that a DCA is NOT A BAILIFF

they have




please don't hit Quote...just type we know what we said earlier..


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Hi Choccy and welcome to CAG


Egg was acquired by BC so this is probably the issue.


Check the T&C's carefully about what Fast Track may want from you if you cancel AFTER they've started checking on your behalf. They often want to charge fees if you cancel but if such fees are unfair or disproportionate, you may be able to tell them to take a hike.


It's madness to use them generally as they'll take 30-40% of YOUR money if PPI is repaid.



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