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    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
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    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
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Fit4LEss / Harlands - Cancelling DD before finishing 12 month contact


ohhey
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Hi all,

 

First off, fantastic community here. I have spent a fair amount of time researching and it really is incredible how companies can act.

 

I have a slightly different situation which I couldn't find anything comparable from searching the forums.

 

I signed up for a 12 month Fit4Less membership where the first payment was taken October-2016.

 

I cancelled the direct debit sometime about August 2017 where the last payment was taken August 2017,

this was due to me moving about 1.5 miles away and wanted a gym in walking distance.

Therefore, I have only paid 11 of the 12 months.

 

I know I should have waited and paid the last month but didn't check fully.

Subsequently, I have received the Harlands letters like many on this forum.

 

What are my options?

 

Should I offer the final payment while stating I refuse to pay any admin or cancellation fees?

 

Thanks,

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correct

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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and if they refuse to acknowledge or agree in 14 days, you dont pay them a penny

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Ohhey and welcome to CAG

 

Use one of my drafts to offer Harlands the last pay't that you should have made.

 

Tell them you wanted to cancel due to moving away; you realise you should have made one further pay't; if they accept your offer to pay the final fee you'll pay them promptly; you require their written reply of acceptance within 14 days; if they refuse your offer or make any higher demands.

 

You could adapt this - https://www.consumeractiongroup.co.uk/forum/showthread.php?476155-Help-with-harlands!&p=5012255&viewfull=1#post5012255

 

Let us know how they reply .........

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