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tell us the full story and mortgage history please.

 

was your org mortgage with them or is this a shortfall they've spoofed you into paying?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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My.mortgage was with GMAC taken out in 2004.

 

It became Paratus without any explanation.

 

I've had a court order in 2007 when out of work which I pay on top of my mortgage every month.

 

I've taken legal advice as the arrears never seem to go down.

They are breaching the original contract by charging interest on the principal,

its an interest only mortgage, and the arrears and charges.

 

I've tried the Financial Ombudsmen but got no where.

I pay a percentage over the bank base rate.

 

They have just written to me and told me my monthly payment which should be the same as I was paying prior to it going down in August 2016 but it's nearly £60 more.

 

I have written to them many times begire and even given them details of the miscalculations which amounts to.thousands but I get nowhere.

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got all the statements?

 

what insurances and PPIicon were you [email protected] out of

 

look at all the statements

look for PENALTY FEES.

like missed DD

arrears

late

letter

phone call

debt management

 

FEES

 

they will be a fixed sum like 20,30, etc

 

wonder how much of this supposed debt is those and insurances - as ALL can be reclaimed

hence the discount

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
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