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Has anyone had any dealings with Paratus incorrectly calculating their arrears wrongly? If so how did you get your money back?

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tell us the full story and mortgage history please.


was your org mortgage with them or is this a shortfall they've spoofed you into paying?




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My.mortgage was with GMAC taken out in 2004.


It became Paratus without any explanation.


I've had a court order in 2007 when out of work which I pay on top of my mortgage every month.


I've taken legal advice as the arrears never seem to go down.

They are breaching the original contract by charging interest on the principal,

its an interest only mortgage, and the arrears and charges.


I've tried the Financial Ombudsmen but got no where.

I pay a percentage over the bank base rate.


They have just written to me and told me my monthly payment which should be the same as I was paying prior to it going down in August 2016 but it's nearly £60 more.


I have written to them many times begire and even given them details of the miscalculations which amounts to.thousands but I get nowhere.

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got all the statements?


what insurances and PPIicon were you Sc@mmed out of


look at all the statements

look for PENALTY FEES.

like missed DD




phone call

debt management




they will be a fixed sum like 20,30, etc


wonder how much of this supposed debt is those and insurances - as ALL can be reclaimed

hence the discount


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