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Wftc single investigation

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Hi everyone

I’m just desperate for a bit of advise


I got a letter last week stating we have links to you and mr x who is the father of my 2 eldest children and ex husband

we have been separated now since 2005 but never divorced mainly due to my religion and neither of us have been in a real relationship with other people

we have a disabled son and we are very amicable

he helps out with our eldest a lot and is very close with him.


I pay all of the bills in my name

we have a joint mortgage on the house and house insurance together


he lives around the road in his mums and would come in and out to help our son shave hygiene tasks etc


I have letters and proof that he lives there plus he is on the electrol roll at his mums


I have a few problems firstly the house mortgage,

the insurance

plus he is a second named driver on my car insurance as this brought my monthly price down if I added him!


Also he asked years ago if he could get a car out to my address and as this was for him to go to work

I never minded if any post comes here for him

he collects it from the hall table


over the years he has had a few things registered here (all finance)

reason being his mums house is blacklisted

and also she would open his post


I never thought this would be a problem

but now see that it really is


I am soo panicked

I’m worrying morning noon and night

can’t sleep


I have visions of them saying that we should have had a joint claim,

stopping all my money which panics me as I have soo much debt credit cards and loans then reading all sorts online I now have myself going to prison!!

Any advice would be more than welcome ❤️

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well you wont be going anywhere near prison.


these card debts etc


start a new thread and tell us about them.


is this a letter from contcentica


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I telephoned the number the day that I received the letter


girl from hmrc went through me asking why I would let him use this address for finance


I said I didn’t know that I was not allowed to


over the years he has had credit cards and a loan to this address


I don’t know if they are still active as I don’t open any post I just leave for him to pick up


She said that they have him down at living at his normal address but over the years he has had more links to my house than his own


Sorry also the letter is from tax credits office operations h m revenue and customs

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then you are doing nowt wrong and can prove it so.


its better not to ring

keep everything in writing.


wont hurt to pop up on the HMRC website and fill our their online SAR

get everything they hold on you


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I’ve never heard of this I will have a look thank you


I have everything sitting ready to be posted

but not going to send until closer to the deadline as I think they will stop my money just before Christmas


my big concerns are the house insurance car insurance and letting him have finance to this address ��

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nothing wrong with any of that


get that debt thread running please too


whens the deadline

what have you got to send?


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I had a look just


where it states reason for applying do I put in investigation?


The deadline is 1st December

and have to send

all bank account bills



credit card


birth certificates and

statement of our relationship


copies of everything that comes out of my bank account

and they are asking from 31st August until 31st October 2 months

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all quite usual stuff


as for the SAR

the reason you wish it is for your own financial records


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I have applied for an sar just wondering will this go against me or look bad? Will they question why I applied for my details?

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