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Help Reclaiming Charges Back Fom My Mortgage Company

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Hi, I’m looking fo advice. I am in the process of selling my property and my mortgage will be fully paid on completion as well as a secured loan.

Can I claim back late payment charges and arrears charges as well as other charges added to my account from my mortgage company?

If so how do I go about it?

Thank you

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Why would you expect late payment charges (if valid) and arrears to be recoverable from your Mortgage provider?

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are you referring to charges levied by the loan co, who registered an interest in the property as a condition of the loan? If the charges are unlawful then yes you can reclaim them but that has nothing to do with your house sale and wont be conditional on any other part of the sale

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Why would you expect late payment charges (if valid) and arrears to be recoverable from your Mortgage provider?

 

if they are charging more for arrears letters (eg £30) than the true admin cost to the firm of that letter being processed and sent out?

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Due to personal circumstances I wasn't able to proceed, but I am now looking into this.

 

Today I have been trying to sort out all the old paper work I have relating to my previous mortgages.

 

I also had a mortgage with Kensington and was charged nearly £4000 exit fees, I will get all the paper work together for my present mortgage company and previous and will post back on here.

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