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    • it will be mainly voters and the fact you have changed address on everything too. nothing you can do about it sadly ….   usually takes a month or two for things to settle themselves
    • I only just signed up to vote, I have never voted before, but I've never had a problem accessing my credit file in previous years, it's like it's just been deleted?    Here's a message from another credit check place I found.   I have just moved in the last month but my bank account, new address etc are all up to date and I literally called everyone when I moved, internet, electric, gas, mobile contract, bank, everyone on the day I moved here,   When trying to get my credit report I use my new and previous addresses.   Here's a message I got ...... Why have I been unable to access my Credit Report? When completing the authentication process for access to your credit report, you will have received one of the following in-product messages to indicate why you have not received access: Thin File This means there is currently not enough credit history information held in your TransUnion file for us to produce a credit report. You can find out more about how to build your credit history in our guides. Not Found If you have not been found by TransUnion, this does not necessarily mean you do not have enough credit history or that you have poor credit history. This simply means that with the details you have provided, TransUnion have been unable to accurately match you to a credit file. Check over the details you have entered and make sure all financial accounts are up to date. If you notice that your Date of Birth, Name or Address have been filled in incorrectly, you can update this information on your account and this will initiate a new search with TransUnion to locate your credit data. Please note, a new search will only be initiated if you change your Date of Birth, Name or Address. Therefore, if you have since updated your information with public bodies or your financial accounts to match your current account information, we will be unable to initiate a new search and you may need to close your account and re-register. Failed If you have failed the authentication process then unfortunately we have been unable to provide you with your credit report. As per TransUnion policy, we are only able to provide customers with two attempts to access their credit file data, after which they will be unable to access their data through our service or receive a TotallyMoney credit report.  
    • I was going to suggest cooperating with her over the letter copies so as to look good in court, but on further consideration BazzaS & SuperVillain are right.   However, to make it easy for the judge and to show her up in court I would tweak the letter and add that this is the third time you've asked so that the expert can be "jointly instructed" and you are anxious to move things on as the two of you are already beyond the court's deadline.    You are writing to her but in a certain sense you're writing "to" the judge and what you are writing needs to be concise and follow the court's instructions - unlike her gibberish.  
    • Is there still chance to submit my defence as it is the 20th final date for submission?
    • you should have entered nothing.   this is why its so important to read instructions and other like threads carefully.    
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Hello all.

 

My husband is in the process of sorting out his debts from a very grey period of his life.

We had 2 letters regarding old council tax debt

- one from the court and

one from a dca.

 

Both are being looked into - dates etc.

 

Hubby was a drug addict for many years and his recollection of things is hazy at best. However, I'm on the case and have been dealing with letters as they arrive.

 

3 nights ago, an enforcement agent from Bristow & Sutor arrived at 8:30pm

- hubby was at an NA meeting so he agreed to deal with me.

 

This was also a council tax debt for £179, and was neither of the debts we had received letters about.

I explained that we hadn't received any notice of the debt prior to him showing up,

and he admitted that sometimes the office said they'd sent letters that simply didn't arrive!

 

I argued that to add £235 to the debt before we'd received any notice was a bit harsh.

I paid the debt there and then but have so far refused to pay the doorstep fee.

 

Can you let me know where I stand with this, do we simply have to pay it? It seems extremely unfair.

He has offered repayment terms for the fee but I've told him I'm prepared to challenge it until my last breath!

I'd just like to know if I'm flogging a dead horse.

 

Thanks in advance.

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sadly not sure if there is much you can do.

I would gather they were from old addresses in a differing county?

and are there 2 or one old Liability order?

 

for each you should receive a notice of enforcement costing £75

giving you 7 days to pay the bailiff [they are not debt collectors]

before they pop around and that costs an extra £235

 

you must pay the bailiff sadly


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wont hurt to contact the council concerned and ask how many LO's they have against him and what were their dates


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Thread moved to the appropriate forum...please continue to post here to your thread.

 

Regards

 

Andy


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