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    • I don't know how it works where you are but generally watersure tariff is capped at about £37 a month regardless of how much water you use, having a look at your area on the net it is about £438 a year,.do they ask you by letter  yearly or every 2 years to send them info to confirm you still meet the criteria to get watersure tariff, if you don't send it to them  they will put you on standard tariff. 
    • Hi Papat and welcome to CAG   Find one of my drafts on another thread and adapt it to say :-   I cancelled due to relocation to go to Uni and could not use the gym any more.   I now realise I should have given one month's notice and paid a final month's fee.   I'll pay this if you accept my  offer within 14 days but the offer will be withdrawn if you demand any more.   Put a draft here for checking first if you want.   Send the  letter to Harlands in Haywards Heath and get a free Cert of Posting at the PO
    • Name of the Claimant ?  Hoist Finance UK Holdings 1LI   Date of issue – 11th Nov 2019   Particulars of Claim   What is the claim for – the reason they have issued the claim? The Claim is for the sum of £2722 arising from the Defendant's breach of a regulated consumer credit agreement referenced Under no 4929421509954002 The Defendant has failed to remedy the breach in accordance with a Default Notice issued pursuant to ss.87(1) and 88 of the Consumer Credit Act 1974. The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd (EX BARCLAYCARD) Written notice of the assignment has been given. The Claimant claims 1.The sum of £2792 2. Costs   What is the total value of the claim? £2977  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes, possibly more than once. This claim form has been sent not to my actual address but to a friend's house who lets me use their address for post. I had to do this as I had a lot of post go missing at my own address a few years ago. My address on Clear Score is different and my actual address. I don't know how they got this address.   Did you inform the claimant of your change of address? No, I'd never heard of Hoist Finance before Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card bill   When did you enter into the original agreement before or after April 2007 ? I genuinely don't know although according to Clear Score it was in 2010   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't know   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? It's on clear score both as Barclaycard and Hoist. The Barclaycard debt it £0 but the Hoist debt is £2792   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. I assume it's a debt purchaser   Were you aware the account had been assigned – did you receive a Notice of Assignment? No, I don't remember receiving a notice of assignment.   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not that I remember   Why did you cease payments? I couldn't afford to pay the minimum and hoped that as the amount wasn't huge they might disappear   What was the date of your last payment? I think it was July 2014 but it might have been May 2015.     Was there a dispute with the original creditor that remains unresolved? Not to my knowledge but it was so long ago I have no idea what the debt is for or how much of it might have been late/missed payment charges.   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No I did not I've never had a claim issued against me before. Due to my profession it is imperative that I do not get a County Court judgement against me.  Please help with what I should do.  Thank you all in advance.
    • @Jase1982   I have been trying to get up to to speed, and struggling   "Unite general secretary Len McCluskeytold the Guardian that Labour had to win over the party’s traditional working-class supporters with by promising to end free movement of workers - migrant Labour from Europe - after Brexit."   Labour declares a completely stark raving mad open door to anyone and everyone   Immigration was and still is THE big issue driving Brexit (but Corbyn is of course a Brexiter)   Corbyn promises a new Scot ref, then doesn't then hums and hars.     So what actually is happening?     Corbyn declares he's in it for all voters - but seems to mean he wants to ostracise most voters (biggest issue driving Brexit) and bring in new voters who might vote for him in gratitude despite not knowing who he is and probably not caring, and hopes some of them might be nurses.   Cluckskey wants to end (EU) free movement or workers? So where is he on the open door policy - (Theres apparently 40-60,000 none Turk ISIS looking for a new home ...)     I cant make any coherent sense of it whatsoever. Bonkers.   correction: Only sense I see is keeping everyone at each others throats to prevent them seeing the real problem - Corbyn and his quite small cabal of left wing loons ‌
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robmiller667

2012 Ford Focus Transmission Control Module failure

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does work like that in the uk sadly.


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6 minutes ago, dx100uk said:

does work like that in the uk sadly.

I may be naive but why can't it?....and if not UK why not through a European court?

 

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It is used in the UK but referred to Group Litigation Orders...In England and Wales, there are numerous avenues for multi-party litigation, that is, litigation involving multiple claimants and/or defendants. These include:

 
Claims by multiple claimants managed together by the court using its case management powers.
Group litigation orders (GLOs).
Claims by representative claimants.
 
The principal legal and regulatory sources for collective actions are the Civil Procedure Rules and Practice Directions, as supplemented by statute (including the Senior Courts Act 1981). Also, the Competition Act 1998 and the Consumer Rights Act 2015 provide for certain competition law damages claims to be brought before the Competition Appeal Tribunal (CAT), for which the Competition Appeal Tribunal Rules 2015 (SI 2015 No. 1648) provide the requisite procedure.
 

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So is there anyone who would like to join a multiple-party litigation for the transmission problem against Ford?

 

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Oh, here we go........................ again.

 

madatford, are you sure you have a dual clutch, small engine'd, powershift?

 

What car, what year, which transmission? and i'll try and help.

Has it been diagnosed etc.

 

H


40 years at the pointy end of the motor trade. :eek:

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I just got fobbed off and off.  Tried to follow Hammy's advice which was PM'ed to me and got sent round in circles by ford.

 

The clutch needed replacing and I've had continuing juddering issues at 6 months and 13 months.  Now at 18 months it is due back for a service to my ford dealer and I will ask for it to be diagnosed.  I have little confidence in engaging with Ford to treat this as a warranty repair even through it was reported as a fault at 6 months after the new clutch.

 

I hate my car.  Simple.  Will likely never buy another ford again.

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Hammy

Ford Fiesta Titanium

reg date 18/03/2013  

yes it was recalled and Transmission replaced and then after 2 years later, just 5,000 miles it was diagnosed again and replaced at a cost of over £500 pounds

The garage firstly asked Ford for some contribution..they refused..

I paid the bill and have since had many emails with Ford CS quoting all the relevant details of the class actions, reports etc ..but they just responded with outside warranty!!!

I have actually sold the car and bought a Honda ..but have recently seen some more recent press report which made me evenmadderatford!

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38 minutes ago, madatford said:

Hammy

Ford Fiesta Titanium

reg date 18/03/2013  

yes it was recalled and Transmission replaced and then after 2 years later, just 5,000 miles it was diagnosed again and replaced at a cost of over £500 pounds

The garage firstly asked Ford for some contribution..they refused..

I paid the bill and have since had many emails with Ford CS quoting all the relevant details of the class actions, reports etc ..but they just responded with outside warranty!!!

I have actually sold the car and bought a Honda ..but have recently seen some more recent press report which made me evenmadderatford!

ooh - what press reports?

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See the above very recent press releases:

Courts will rule in December on the $4bn case against Ford..and..

"Overseas, Ford paid a $10 million AUD (about $7 million USD) fine to the Australian government for “unconscionable” treatment of customers when they complained about transmission issues. In September 2018, a Bangkok civil court handed down a 23 million baht (about $750,000) ruling against Ford to compensate owners".

Why isn't there a Group litigation order (GLOs) happening in the Uk? Can't we start one?

 

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Thanks for that.  If anyone was to start a GLOS, I'd be keen on joining.

 

Had a surprise on collecting my focus from it's annual service, they replaced the TCM module as part of a recall from Ford.  I was getting juddering which was supposedly down to the clutch pack (despite it only being 18 months since it was last replaced) but the juddering problem seems to have stopped.

 

No explanation was given from the main dealer.  i just spotted it on the paperwork over the weekend so will give them a call tomorrow.

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