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Quick Quid/MMF/Moriaty Law 2012 debt letter


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Hi, so like many over the past few months I'm new to this site and have received a letter from Moriaty Law stating that I owe £877.55 from a loan I took out with Quick Quid back in May 2012.

 

As I'm already paying one debt off with Moriaty I contacted them straight away and questioned it. I probably should have posted about this earlier before taking any action, but here's what's happened so far:

 

I've asked them to provide all/any documentation they can in regards to the load as I genuinely don't remember taking it out. There's a fair chance I did as but I'd like to see proof first.

 

They said it was a fair request and will begin to request the documentation. They then stated that I did, in fact, pay £105.50 off the loan two weeks after taking it out (probably first pay day after getting it).

 

They then said that MMF are willing to accept £700 as a settlement.

 

I've tried to gaina ccess to my old email address used at the time but with no avail. I'm also using a different bank account now so have no way of checking on receiving the load or making the payment.

 

Usually I would just begin to pay the load as I know it's my mess and I have to deal with it, but this one sounds a little suspicious after not hearing about it for years. And I also know what has happened with MMF and read multiple articles stating that £0.5 million has been written off due to unfair practices.

 

Any advice as to what I should do next or when I receive the paperwork would be of great help.

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Hi MrSwim and Welcome to CAG

 

I have moved your thread to the Debt Collection Agencies Forum...please continue to post here to your thread.

 

Only post to the Financial Legal Issues if you are in receipt of a court claim.

 

Regards

 

Andy

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If you want advice on your Topic please PM me a link to your thread

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send them a CCA request for each one

you should never simply blindly pay a DCA

just because you think you owe the money

its probably 90% unlawful charges.

 

a DCA is NOT A BAILIFF!!

 

if you had numerous loans over that period

and a poor credit rating

 

then consider an irresponsible lending complaint to the original creditor

could wipe the debt out totally!

i

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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