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stewartferguson

Car Cashpoint help

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Took a loan from Car cashpoint in March.

 

Was not working and got loan for £1000 they fudged figures to get loan after saying I didn't meet requirements

- no income, scanned bank statements in my house.

I emailed them and said ok didn't meet requirements,

after few calls they compromised and gave me loan minus 3 months payments in advance.

 

I am in work now and in a position to get rid of them,

but they want 886 to settle,

I have paid 1200 to date.

 

There is fees on the account of 126, can I get these fees looked into.

 

Really nasty company to deal with,

threats for term of loan,

 

I genuinely had no income, and now as expected no goodwill to show,

I guess at this end of the market goodwill does not exist,

I know its my fault but what are chances of winding them on for fees over a quarter of the capital paid back.

Can it go to Ombudsman etc or are they not interested.

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is this secured by a bill of sale?


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