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car accident - opinions

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morning all

 

travelling back from holiday and have had a bit of a bump, stopped and swapped details of course but not sure how its likely to go.

 

came off M60 on slip road and theres two lanes to go around onto M67,

i was in left hand side of the two (video shows markings on road)

went to go around the lane (stayed in lane)

and unfortunately someones come from the 3rd lane and tried to go straight on - straight into side of the car

 

not sure how insurance is likely to view it to be honest (especially as its wife insurance as named driver)

 

the only other detail is that although its dented his wing its has actually done very little to our car, most a scratch and a tiny dent so really not sure if its worth claiming

 

http://tinyurl.com/y7geetg7


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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edit - it wont let me put url for video up for some reason

do you want the vid on thread (if not, report my post to delete it);

 

http://tinyurl.com/y7geetg7


IMO

:-):rant:

 

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Ta ford not sure why it was playing silly bods it kept showing the code bit then vanishing when I clicked post

 

correction i think its site issues, your video link shows on my phone but not my pc - RIP webmaster


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  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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It's clear to me that you were in the correct lane to go on m27 and the blue car hit you on the side (your car jolted).

I wonder what the insurance would think though.

They're a law into themselves and they would possibly settle on a 50/50 claiming that it looked like you were continuing going around the roundabout and were in the wrong lane.

They would possibly say: "in fact you continued the manoeuvre and changed lane after the accident", completely ignoring the fact that you had to stop and exchange details.

It all comes down to which insurer you have your policy with, some are good, some others not so much.

The video is precious though.

Keep on top of this matter by regularly calling the insurance until they assess the liability (don't forget to record calls), just in case they settle at 50/50 without telling you.

If they want to split liability you will need to start a complaint.

In any case unfortunately you have to report this incident.

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Ta king that was my thinking as although the arrows are marked straight on the m67 is actually to the right

 

So what's happened is he's used the right hand lane for m67 (way we went after the bump and where we parked) to go down the m60

 

All he kept saying after the bump was that he had the right to go that way as the dashed lines mentioned he could change lanes (didn't like it when I pointed out the dashed lines were around the other side of the round about not on the junction)

 

Will report it today as a little worried he's going to try it on for damage and injury - I doubt it as very low speed and after a bit of cleaning his paint off its basically left a dent roughly half an inch square and a little bit of tire mark that's taking A little more cleaning


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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was he trying then to do what the red car did; cut across (but too late) to go down the slip, you being in the right lane for m67


IMO

:-):rant:

 

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Pretty much.

 

Insurance viewed video today and agreed that's what he seemed to do. Their going to push for admittance of fault from his insurance


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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He hit you at rear right while you were in the correct lane, how could you possibly be at fault?

Anyway, where was he looking when he bumped you?

Are there posters of adult magazines in the middle of the roundabout???

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well car accident no.2 today

 

this time im not putting the video on view as unlike the wifes camera mine records sound and i squeal like a lass when i see him coming.

 

and not in the wifes car either this time but my electric car i only had 8 months :(

 

chaps reversed at high speed down a car park lane and gone straight into the corner of the car, broke the bumper and knocked a light out - claimed not to speak english but some "friends" turned up to translate - although all they really said was put some hot water on the dent and it'll come out... its the size of the top of my head ffs

 

p.s. are insurers getting more pushy or is it just me? - they want to try and put a second personal injury claim in even though i told them most of the aches are from the last accident


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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re: personal injury- they do this as part of a rather perverse game of pass the parcel. It has been outlawed but that doesnt seem to matter to them, they dont want to get stuck with a claim so they try and initiate one first. It also earns them a few bob for referral fees (also outlawed but hey- the ombudsman wont fine then millions)

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labrat, can you post a warning on this site the next time you get in your cars to drive. We can then spread the word, to avoid another accident.

 

Remember the saying, ' accidents seem to happen in threes'


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well car accident no.2 today

 

this time im not putting the video on view as unlike the wifes camera mine records sound and i squeal like a lass when i see him coming.

 

and not in the wifes car either this time but my electric car i only had 8 months :(

 

chaps reversed at high speed down a car park lane and gone straight into the corner of the car, broke the bumper and knocked a light out - claimed not to speak english but some "friends" turned up to translate - although all they really said was put some hot water on the dent and it'll come out... its the size of the top of my head ffs

 

p.s. are insurers getting more pushy or is it just me? - they want to try and put a second personal injury claim in even though i told them most of the aches are from the last accident

 

Why not edit it and remove your squeals. I have to say your dashcam is very good. A damn sight better than mine. I have videoed loads of idiots but no accidents (so far)

 

With some plastic body parts, hot water will bring out a dent quickly. Seen a few over on YT


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labrat, can you post a warning on this site the next time you get in your cars to drive. We can then spread the word, to avoid another accident.

 

Remember the saying, ' accidents seem to happen in threes'

 

rolf i feel like that myself i seem to find myself worrying each time i get in a car now

 

silverfox, i might get an edited version set up at some point but not just yet... unfortunatly my dashcam is not the same brand as wifes and not quite same quality...

 

i have heard hot water can do wonders for dents in plastics but after looking into this one i doubt it, the dents about a foot across, maybe 9 inches high and gone about 2-3 inches in, cracked it where it meets the wing and broken the bracket for the bumper lights

 

you know what, to heck with it - you can put up with my bad humming and squeals - the jingle when i say some naughty words is my keys falling down the side of the chair, it jingles again after the accident when they fall out the door as i open it...

 

http://tinyurl.com/y7geetg7

 

again videos showing on mobiles but not pc so

ht tps://youtu.be/8sgDblLOukE


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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it seems you were there before they started reversing (rather than both going at the same time), and they reversed into you?

the humming was worse than the 'squeal' :)

ps, vid shows on my pc


IMO

:-):rant:

 

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Yea insurance mentioned on the fact I was stationary and had been for a second or two before his reverse light came on..

 

Chap's friend rang me today didn't seem happy about having insurance involved


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Chap's friend rang me today didn't seem happy about having insurance involved

unsurprising, not only seeing as they wanted you to boil a kettle and put it on the dent :)


IMO

:-):rant:

 

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I hate to throw a spanner in the works but, in my insurance experience all insurance companies appear to state 50/50 the moment you mention roundabouts. If you are 10cm off a roundabout then their attitude changes.

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its not a spanner, it could well go that way in the end, commercially.

but, from labrats post #7 it seems labrats insurance are actively 'going to push for admittance of fault' from the other side, that drove into labs car.

ps, one thing here is that there is dashcam evidence. if it was just oral, then a knock may prob definitely be the result from the outset.


IMO

:-):rant:

 

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I see a car reversing into you.

My wife had a similar accident a couple of years ago and the insurance said that without any doubt a car reversing is at fault in 99% of cases, especially if the other car is stationary.

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Personnaly I think 50/50 is always a possibility with insurance

 

That's my opinion after seeing someone I know getting 50/50 after two witnesses said the other drivers came though on red

 

This time however with video I'm hoping for otherwise


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Well got a call this morning

 

The other driver reported that we went diaganolly into his lane and car...

 

Chap at insurance hadn't seen the video turns out although enterprise and rac got it neither of them bothered passing it to the underwriter

 

Chap watched the video, started laughing and just said that they would definitely dispute the other sides story...


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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ie if there was no vid then it would prob well have been knock for knock.

then again, it may still well be commercially.

 

what about the reversing incident?


IMO

:-):rant:

 

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mergeAdmitted liability as far as I heard

 

No fault team arranged repair this friday. Hire car collecting me from repair centre

 

Have to admit it's taking longer than i thought.

 

Cars still in for repair - not sure if it's because it's electric or if it's got more damage than I thought

 

Paying the 6.99 a day excess on the hire car so hope it's not long

 

As for personal injury they seem to have forgotten the second accident which is a relief in a way as it was relatively minor

 

The first one still has me in physio which I must admit hurts like hell but seems to help

 

Arrgghhh first [problem] call and Mil went for it...

 

They got her to open a claim on my three kids. Because I refused they contacted her

 

Gonna kill someone in a min


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Well 2nd accident no issue admitted it

 

1st one (the roundabout) had a call today from aviva

 

Apparently they "accidentally" paid out to settle the other side

 

They have viewed the video admitted the person who paid out didn't watch it. Are sending £150 as a good will gesture. Are booking the car in without paying the excess. Have settled the wife's whiplash for a bloody high amount are trying to sort mine and are rechasing the other side...


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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And as the other side wouldn't reply they issued court papers last friday


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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